SWIFT Code WHCMUS61 — WHELAN CAPITAL MANAGEMENT, INC, PALO ALTO,CA

About SWIFT Code WHCMUS61 — WHELAN CAPITAL MANAGEMENT, INC, PALO ALTO,CA

SWIFT code WHCMUS61 is the official 8-character head-office BIC (Bank Identifier Code) for WHELAN CAPITAL MANAGEMENT, INC in PALO ALTO,CA, United States. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by WHELAN CAPITAL MANAGEMENT, INC for all outward international remittances from PALO ALTO,CA. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code WHCMUS61

The code WHCMUS61 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code WHCMUS61

Receiving International Wire Transfers

To receive money from abroad at your WHELAN CAPITAL MANAGEMENT, INC account in PALO ALTO,CA, share SWIFT code WHCMUS61 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at WHELAN CAPITAL MANAGEMENT, INC, PALO ALTO,CA must provide SWIFT code WHCMUS61. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using WHELAN CAPITAL MANAGEMENT, INC in PALO ALTO,CA rely on SWIFT code WHCMUS61 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for WHELAN CAPITAL MANAGEMENT, INC →

For cheque clearing or NACH mandates, use the MICR code for WHELAN CAPITAL MANAGEMENT, INC →

For TDS challan deposits, find the BSR code for WHELAN CAPITAL MANAGEMENT, INC →

How SWIFT Code WHCMUS61 Routes an International Transfer

1. Initiation: The sender provides SWIFT code WHCMUS61 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to WHELAN CAPITAL MANAGEMENT, INC.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: WHELAN CAPITAL MANAGEMENT, INC receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code WHCMUS61

• Spaces or lowercase letters — Always enter WHCMUS61 uppercase with no spaces.
• Using the wrong city — This code is for PALO ALTO,CA only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within United States.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm WHCMUS61 directly with WHELAN CAPITAL MANAGEMENT, INC's PALO ALTO,CA branch or via the SWIFT BIC Directory.