SWIFT Code PNBPUS3W — WELLS FARGO ADVISORS, LLC, CHARLOTTE,NC
Verified SWIFT/BIC code for WELLS FARGO ADVISORS, LLC in CHARLOTTE,NC, United States. Use this code for international wire transfers.
CHARLOTTE,NC
WELLS FARGO ADVISORS, LLC · United States
SWIFT / BIC Code
PNBPUS3W
Code Breakdown
IFSC Code
MICR Code
BSR Code
Branch
CHARLOTTE,NC
City
Country Code
US
Connection Status
Active
About SWIFT Code PNBPUS3W — WELLS FARGO ADVISORS, LLC, CHARLOTTE,NC
SWIFT code PNBPUS3W is the official 8-character head-office BIC (Bank Identifier Code) for WELLS FARGO ADVISORS, LLC in CHARLOTTE,NC, United States. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.
This code must be provided to the sender when receiving money from abroad, and is required by WELLS FARGO ADVISORS, LLC for all outward international remittances from CHARLOTTE,NC. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.
How to Read SWIFT Code PNBPUS3W
The code PNBPUS3W follows the ISO 9362 standard and breaks down as follows:
| Segment | Value | Length | Meaning |
|---|---|---|---|
| Bank Code | PNBP | 4 letters | Identifies WELLS FARGO ADVISORS, LLC as the institution |
| Country Code | US | 2 letters | ISO 3166-1 alpha-2 code for United States |
| Location Code | 3W | 2 chars | City/region identifier within United States |
When to Use SWIFT Code PNBPUS3W
Receiving International Wire Transfers
To receive money from abroad at your WELLS FARGO ADVISORS, LLC account in CHARLOTTE,NC, share SWIFT code PNBPUS3W with the sender along with your full account number, your name as on the account, and the branch address.
NRI Remittances
Non-Resident Indians sending money to NRO/NRE accounts at WELLS FARGO ADVISORS, LLC, CHARLOTTE,NC must provide SWIFT code PNBPUS3W. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.
Trade Finance and Foreign Payments
Importers and exporters using WELLS FARGO ADVISORS, LLC in CHARLOTTE,NC rely on SWIFT code PNBPUS3W for letters of credit, bank guarantees, and foreign currency settlements.
SWIFT Code vs IFSC vs MICR vs BSR — Key Differences
| Code | Format | Used For | Scope |
|---|---|---|---|
SWIFT PNBPUS3W | 8 or 11 chars | International wire transfers, NRI remittances, trade finance | Global — 200+ countries |
| IFSC | 11 chars (alpha) | NEFT, RTGS, IMPS, UPI account linking | India domestic only |
| MICR | 9 digits | Cheque clearing (CTS), NACH mandates, SIP registration | India domestic only |
| BSR | 7 digits | TDS challan filing, Form 16, Form 26AS, TRACES | India income tax only |
Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for WELLS FARGO ADVISORS, LLC →
For cheque clearing or NACH mandates, use the MICR code for WELLS FARGO ADVISORS, LLC →
For TDS challan deposits, find the BSR code for WELLS FARGO ADVISORS, LLC →
How SWIFT Code PNBPUS3W Routes an International Transfer
- Initiation: The sender provides SWIFT code PNBPUS3W and account number to their bank.
- Validation: The sending bank validates the BIC against the SWIFT registry.
- Routing: An MT103 SWIFT message is transmitted through the network to WELLS FARGO ADVISORS, LLC.
- Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
- Credit: WELLS FARGO ADVISORS, LLC receives the SWIFT message and credits the account. Total time: 1–5 business days.
Common Mistakes When Using SWIFT Code PNBPUS3W
- Spaces or lowercase letters — Always enter
PNBPUS3Wuppercase with no spaces. - Using the wrong city — This code is for CHARLOTTE,NC only.
- Truncating to 8 characters — When 11 characters are required, always use the full code.
- Using SWIFT for domestic transfers — Use the IFSC code for any transfer within United States.
Data Accuracy
BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm PNBPUS3W directly with WELLS FARGO ADVISORS, LLC's CHARLOTTE,NC branch or via the SWIFT BIC Directory.
SWIFT code data sourced from SWIFT Official Directory and verified against WELLS FARGO ADVISORS, LLC's published disclosures. Last reviewed Jun 2026 by BankZop Editorial Team. About our data sources →
