SWIFT Code USBKUS4T — U.S. BANK TRUST, ST. PAUL,MN

About SWIFT Code USBKUS4T — U.S. BANK TRUST, ST. PAUL,MN

SWIFT code USBKUS4T is the official 8-character head-office BIC (Bank Identifier Code) for U.S. BANK TRUST in ST. PAUL,MN, United States. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by U.S. BANK TRUST for all outward international remittances from ST. PAUL,MN. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code USBKUS4T

The code USBKUS4T follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code USBKUS4T

Receiving International Wire Transfers

To receive money from abroad at your U.S. BANK TRUST account in ST. PAUL,MN, share SWIFT code USBKUS4T with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at U.S. BANK TRUST, ST. PAUL,MN must provide SWIFT code USBKUS4T. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using U.S. BANK TRUST in ST. PAUL,MN rely on SWIFT code USBKUS4T for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for U.S. BANK TRUST →

For cheque clearing or NACH mandates, use the MICR code for U.S. BANK TRUST →

For TDS challan deposits, find the BSR code for U.S. BANK TRUST →

How SWIFT Code USBKUS4T Routes an International Transfer

1. Initiation: The sender provides SWIFT code USBKUS4T and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to U.S. BANK TRUST.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: U.S. BANK TRUST receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code USBKUS4T

• Spaces or lowercase letters — Always enter USBKUS4T uppercase with no spaces.
• Using the wrong city — This code is for ST. PAUL,MN only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within United States.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm USBKUS4T directly with U.S. BANK TRUST's ST. PAUL,MN branch or via the SWIFT BIC Directory.