SWIFT Code TOWNUS44 — TOWN BANK, HARTLAND,WI

About SWIFT Code TOWNUS44 — TOWN BANK, HARTLAND,WI

SWIFT code TOWNUS44 is the official 8-character head-office BIC (Bank Identifier Code) for TOWN BANK in HARTLAND,WI, United States. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by TOWN BANK for all outward international remittances from HARTLAND,WI. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code TOWNUS44

The code TOWNUS44 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code TOWNUS44

Receiving International Wire Transfers

To receive money from abroad at your TOWN BANK account in HARTLAND,WI, share SWIFT code TOWNUS44 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at TOWN BANK, HARTLAND,WI must provide SWIFT code TOWNUS44. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using TOWN BANK in HARTLAND,WI rely on SWIFT code TOWNUS44 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for TOWN BANK →

For cheque clearing or NACH mandates, use the MICR code for TOWN BANK →

For TDS challan deposits, find the BSR code for TOWN BANK →

How SWIFT Code TOWNUS44 Routes an International Transfer

1. Initiation: The sender provides SWIFT code TOWNUS44 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to TOWN BANK.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: TOWN BANK receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code TOWNUS44

• Spaces or lowercase letters — Always enter TOWNUS44 uppercase with no spaces.
• Using the wrong city — This code is for HARTLAND,WI only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within United States.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm TOWNUS44 directly with TOWN BANK's HARTLAND,WI branch or via the SWIFT BIC Directory.