SWIFT Code CREFUS31 — TIAA-CREF, NEW YORK,NY

About SWIFT Code CREFUS31 — TIAA-CREF, NEW YORK,NY

SWIFT code CREFUS31 is the official 8-character head-office BIC (Bank Identifier Code) for TIAA-CREF in NEW YORK,NY, United States. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by TIAA-CREF for all outward international remittances from NEW YORK,NY. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code CREFUS31

The code CREFUS31 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code CREFUS31

Receiving International Wire Transfers

To receive money from abroad at your TIAA-CREF account in NEW YORK,NY, share SWIFT code CREFUS31 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at TIAA-CREF, NEW YORK,NY must provide SWIFT code CREFUS31. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using TIAA-CREF in NEW YORK,NY rely on SWIFT code CREFUS31 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for TIAA-CREF →

For cheque clearing or NACH mandates, use the MICR code for TIAA-CREF →

For TDS challan deposits, find the BSR code for TIAA-CREF →

How SWIFT Code CREFUS31 Routes an International Transfer

1. Initiation: The sender provides SWIFT code CREFUS31 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to TIAA-CREF.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: TIAA-CREF receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code CREFUS31

• Spaces or lowercase letters — Always enter CREFUS31 uppercase with no spaces.
• Using the wrong city — This code is for NEW YORK,NY only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within United States.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm CREFUS31 directly with TIAA-CREF's NEW YORK,NY branch or via the SWIFT BIC Directory.