SWIFT Code WATCUS31 — THE WASHINGTON TRUST COMPANY, WESTERLY,RI

About SWIFT Code WATCUS31 — THE WASHINGTON TRUST COMPANY, WESTERLY,RI

SWIFT code WATCUS31 is the official 8-character head-office BIC (Bank Identifier Code) for THE WASHINGTON TRUST COMPANY in WESTERLY,RI, United States. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by THE WASHINGTON TRUST COMPANY for all outward international remittances from WESTERLY,RI. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code WATCUS31

The code WATCUS31 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code WATCUS31

Receiving International Wire Transfers

To receive money from abroad at your THE WASHINGTON TRUST COMPANY account in WESTERLY,RI, share SWIFT code WATCUS31 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at THE WASHINGTON TRUST COMPANY, WESTERLY,RI must provide SWIFT code WATCUS31. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using THE WASHINGTON TRUST COMPANY in WESTERLY,RI rely on SWIFT code WATCUS31 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for THE WASHINGTON TRUST COMPANY →

For cheque clearing or NACH mandates, use the MICR code for THE WASHINGTON TRUST COMPANY →

For TDS challan deposits, find the BSR code for THE WASHINGTON TRUST COMPANY →

How SWIFT Code WATCUS31 Routes an International Transfer

1. Initiation: The sender provides SWIFT code WATCUS31 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to THE WASHINGTON TRUST COMPANY.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: THE WASHINGTON TRUST COMPANY receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code WATCUS31

• Spaces or lowercase letters — Always enter WATCUS31 uppercase with no spaces.
• Using the wrong city — This code is for WESTERLY,RI only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within United States.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm WATCUS31 directly with THE WASHINGTON TRUST COMPANY's WESTERLY,RI branch or via the SWIFT BIC Directory.