SWIFT Code COWAUS61 — THE COMMERCE BANK OF WASHINGTON, N.A, SEATTLE,WA
Verified SWIFT/BIC code for THE COMMERCE BANK OF WASHINGTON, N.A in SEATTLE,WA, United States. Use this code for international wire transfers.
SEATTLE,WA
THE COMMERCE BANK OF WASHINGTON, N.A · United States
SWIFT / BIC Code
COWAUS61
Code Breakdown
IFSC Code
MICR Code
BSR Code
Branch
SEATTLE,WA
City
Country Code
US
Connection Status
Active
About SWIFT Code COWAUS61 — THE COMMERCE BANK OF WASHINGTON, N.A, SEATTLE,WA
SWIFT code COWAUS61 is the official 8-character head-office BIC (Bank Identifier Code) for THE COMMERCE BANK OF WASHINGTON, N.A in SEATTLE,WA, United States. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.
This code must be provided to the sender when receiving money from abroad, and is required by THE COMMERCE BANK OF WASHINGTON, N.A for all outward international remittances from SEATTLE,WA. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.
How to Read SWIFT Code COWAUS61
The code COWAUS61 follows the ISO 9362 standard and breaks down as follows:
| Segment | Value | Length | Meaning |
|---|---|---|---|
| Bank Code | COWA | 4 letters | Identifies THE COMMERCE BANK OF WASHINGTON, N.A as the institution |
| Country Code | US | 2 letters | ISO 3166-1 alpha-2 code for United States |
| Location Code | 61 | 2 chars | City/region identifier within United States |
When to Use SWIFT Code COWAUS61
Receiving International Wire Transfers
To receive money from abroad at your THE COMMERCE BANK OF WASHINGTON, N.A account in SEATTLE,WA, share SWIFT code COWAUS61 with the sender along with your full account number, your name as on the account, and the branch address.
NRI Remittances
Non-Resident Indians sending money to NRO/NRE accounts at THE COMMERCE BANK OF WASHINGTON, N.A, SEATTLE,WA must provide SWIFT code COWAUS61. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.
Trade Finance and Foreign Payments
Importers and exporters using THE COMMERCE BANK OF WASHINGTON, N.A in SEATTLE,WA rely on SWIFT code COWAUS61 for letters of credit, bank guarantees, and foreign currency settlements.
SWIFT Code vs IFSC vs MICR vs BSR — Key Differences
| Code | Format | Used For | Scope |
|---|---|---|---|
SWIFT COWAUS61 | 8 or 11 chars | International wire transfers, NRI remittances, trade finance | Global — 200+ countries |
| IFSC | 11 chars (alpha) | NEFT, RTGS, IMPS, UPI account linking | India domestic only |
| MICR | 9 digits | Cheque clearing (CTS), NACH mandates, SIP registration | India domestic only |
| BSR | 7 digits | TDS challan filing, Form 16, Form 26AS, TRACES | India income tax only |
Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for THE COMMERCE BANK OF WASHINGTON, N.A →
For cheque clearing or NACH mandates, use the MICR code for THE COMMERCE BANK OF WASHINGTON, N.A →
For TDS challan deposits, find the BSR code for THE COMMERCE BANK OF WASHINGTON, N.A →
How SWIFT Code COWAUS61 Routes an International Transfer
- Initiation: The sender provides SWIFT code COWAUS61 and account number to their bank.
- Validation: The sending bank validates the BIC against the SWIFT registry.
- Routing: An MT103 SWIFT message is transmitted through the network to THE COMMERCE BANK OF WASHINGTON, N.A.
- Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
- Credit: THE COMMERCE BANK OF WASHINGTON, N.A receives the SWIFT message and credits the account. Total time: 1–5 business days.
Common Mistakes When Using SWIFT Code COWAUS61
- Spaces or lowercase letters — Always enter
COWAUS61uppercase with no spaces. - Using the wrong city — This code is for SEATTLE,WA only.
- Truncating to 8 characters — When 11 characters are required, always use the full code.
- Using SWIFT for domestic transfers — Use the IFSC code for any transfer within United States.
Data Accuracy
BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm COWAUS61 directly with THE COMMERCE BANK OF WASHINGTON, N.A's SEATTLE,WA branch or via the SWIFT BIC Directory.
SWIFT code data sourced from SWIFT Official Directory and verified against THE COMMERCE BANK OF WASHINGTON, N.A's published disclosures. Last reviewed Jun 2026 by BankZop Editorial Team. About our data sources →
