SWIFT Code STIAUS31 — STEWARD CAPITAL MANAGEMENT, BIRMINGHAM,MI
Verified SWIFT/BIC code for STEWARD CAPITAL MANAGEMENT in BIRMINGHAM,MI, United States. Use this code for international wire transfers.
BIRMINGHAM,MI
STEWARD CAPITAL MANAGEMENT · United States
SWIFT / BIC Code
STIAUS31
Code Breakdown
IFSC Code
MICR Code
BSR Code
Branch
BIRMINGHAM,MI
City
Country Code
US
Connection Status
Active
About SWIFT Code STIAUS31 — STEWARD CAPITAL MANAGEMENT, BIRMINGHAM,MI
SWIFT code STIAUS31 is the official 8-character head-office BIC (Bank Identifier Code) for STEWARD CAPITAL MANAGEMENT in BIRMINGHAM,MI, United States. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.
This code must be provided to the sender when receiving money from abroad, and is required by STEWARD CAPITAL MANAGEMENT for all outward international remittances from BIRMINGHAM,MI. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.
How to Read SWIFT Code STIAUS31
The code STIAUS31 follows the ISO 9362 standard and breaks down as follows:
| Segment | Value | Length | Meaning |
|---|---|---|---|
| Bank Code | STIA | 4 letters | Identifies STEWARD CAPITAL MANAGEMENT as the institution |
| Country Code | US | 2 letters | ISO 3166-1 alpha-2 code for United States |
| Location Code | 31 | 2 chars | City/region identifier within United States |
When to Use SWIFT Code STIAUS31
Receiving International Wire Transfers
To receive money from abroad at your STEWARD CAPITAL MANAGEMENT account in BIRMINGHAM,MI, share SWIFT code STIAUS31 with the sender along with your full account number, your name as on the account, and the branch address.
NRI Remittances
Non-Resident Indians sending money to NRO/NRE accounts at STEWARD CAPITAL MANAGEMENT, BIRMINGHAM,MI must provide SWIFT code STIAUS31. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.
Trade Finance and Foreign Payments
Importers and exporters using STEWARD CAPITAL MANAGEMENT in BIRMINGHAM,MI rely on SWIFT code STIAUS31 for letters of credit, bank guarantees, and foreign currency settlements.
SWIFT Code vs IFSC vs MICR vs BSR — Key Differences
| Code | Format | Used For | Scope |
|---|---|---|---|
SWIFT STIAUS31 | 8 or 11 chars | International wire transfers, NRI remittances, trade finance | Global — 200+ countries |
| IFSC | 11 chars (alpha) | NEFT, RTGS, IMPS, UPI account linking | India domestic only |
| MICR | 9 digits | Cheque clearing (CTS), NACH mandates, SIP registration | India domestic only |
| BSR | 7 digits | TDS challan filing, Form 16, Form 26AS, TRACES | India income tax only |
Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for STEWARD CAPITAL MANAGEMENT →
For cheque clearing or NACH mandates, use the MICR code for STEWARD CAPITAL MANAGEMENT →
For TDS challan deposits, find the BSR code for STEWARD CAPITAL MANAGEMENT →
How SWIFT Code STIAUS31 Routes an International Transfer
- Initiation: The sender provides SWIFT code STIAUS31 and account number to their bank.
- Validation: The sending bank validates the BIC against the SWIFT registry.
- Routing: An MT103 SWIFT message is transmitted through the network to STEWARD CAPITAL MANAGEMENT.
- Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
- Credit: STEWARD CAPITAL MANAGEMENT receives the SWIFT message and credits the account. Total time: 1–5 business days.
Common Mistakes When Using SWIFT Code STIAUS31
- Spaces or lowercase letters — Always enter
STIAUS31uppercase with no spaces. - Using the wrong city — This code is for BIRMINGHAM,MI only.
- Truncating to 8 characters — When 11 characters are required, always use the full code.
- Using SWIFT for domestic transfers — Use the IFSC code for any transfer within United States.
Data Accuracy
BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm STIAUS31 directly with STEWARD CAPITAL MANAGEMENT's BIRMINGHAM,MI branch or via the SWIFT BIC Directory.
SWIFT code data sourced from SWIFT Official Directory and verified against STEWARD CAPITAL MANAGEMENT's published disclosures. Last reviewed Jun 2026 by BankZop Editorial Team. About our data sources →
