SWIFT Code SBOSUS3UCMW — STATE STREET BANK AND TRUST CO., QUINCY,MA

About SWIFT Code SBOSUS3UCMW — STATE STREET BANK AND TRUST CO., QUINCY,MA

SWIFT code SBOSUS3UCMW is the official 11-character branch-specific BIC (Bank Identifier Code) for STATE STREET BANK AND TRUST CO. in QUINCY,MA, United States. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by STATE STREET BANK AND TRUST CO. for all outward international remittances from QUINCY,MA. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code SBOSUS3UCMW

The code SBOSUS3UCMW follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code SBOSUS3UCMW

Receiving International Wire Transfers

To receive money from abroad at your STATE STREET BANK AND TRUST CO. account in QUINCY,MA, share SWIFT code SBOSUS3UCMW with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at STATE STREET BANK AND TRUST CO., QUINCY,MA must provide SWIFT code SBOSUS3UCMW. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using STATE STREET BANK AND TRUST CO. in QUINCY,MA rely on SWIFT code SBOSUS3UCMW for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for STATE STREET BANK AND TRUST CO. →

For cheque clearing or NACH mandates, use the MICR code for STATE STREET BANK AND TRUST CO. →

For TDS challan deposits, find the BSR code for STATE STREET BANK AND TRUST CO. →

How SWIFT Code SBOSUS3UCMW Routes an International Transfer

1. Initiation: The sender provides SWIFT code SBOSUS3UCMW and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to STATE STREET BANK AND TRUST CO..
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: STATE STREET BANK AND TRUST CO. receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code SBOSUS3UCMW

• Spaces or lowercase letters — Always enter SBOSUS3UCMW uppercase with no spaces.
• Using the wrong city — This code is for QUINCY,MA only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within United States.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm SBOSUS3UCMW directly with STATE STREET BANK AND TRUST CO.'s QUINCY,MA branch or via the SWIFT BIC Directory.