SWIFT Code SOTEUS41 — SOUTH TEXAS NATIONAL BANK, LAREDO,TX

About SWIFT Code SOTEUS41 — SOUTH TEXAS NATIONAL BANK, LAREDO,TX

SWIFT code SOTEUS41 is the official 8-character head-office BIC (Bank Identifier Code) for SOUTH TEXAS NATIONAL BANK in LAREDO,TX, United States. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by SOUTH TEXAS NATIONAL BANK for all outward international remittances from LAREDO,TX. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code SOTEUS41

The code SOTEUS41 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code SOTEUS41

Receiving International Wire Transfers

To receive money from abroad at your SOUTH TEXAS NATIONAL BANK account in LAREDO,TX, share SWIFT code SOTEUS41 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at SOUTH TEXAS NATIONAL BANK, LAREDO,TX must provide SWIFT code SOTEUS41. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using SOUTH TEXAS NATIONAL BANK in LAREDO,TX rely on SWIFT code SOTEUS41 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for SOUTH TEXAS NATIONAL BANK →

For cheque clearing or NACH mandates, use the MICR code for SOUTH TEXAS NATIONAL BANK →

For TDS challan deposits, find the BSR code for SOUTH TEXAS NATIONAL BANK →

How SWIFT Code SOTEUS41 Routes an International Transfer

1. Initiation: The sender provides SWIFT code SOTEUS41 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to SOUTH TEXAS NATIONAL BANK.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: SOUTH TEXAS NATIONAL BANK receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code SOTEUS41

• Spaces or lowercase letters — Always enter SOTEUS41 uppercase with no spaces.
• Using the wrong city — This code is for LAREDO,TX only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within United States.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm SOTEUS41 directly with SOUTH TEXAS NATIONAL BANK's LAREDO,TX branch or via the SWIFT BIC Directory.