SWIFT Code SMSUUS41 — SMITH AND SUMMERS, DALLAS,TX

About SWIFT Code SMSUUS41 — SMITH AND SUMMERS, DALLAS,TX

SWIFT code SMSUUS41 is the official 8-character head-office BIC (Bank Identifier Code) for SMITH AND SUMMERS in DALLAS,TX, United States. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by SMITH AND SUMMERS for all outward international remittances from DALLAS,TX. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code SMSUUS41

The code SMSUUS41 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code SMSUUS41

Receiving International Wire Transfers

To receive money from abroad at your SMITH AND SUMMERS account in DALLAS,TX, share SWIFT code SMSUUS41 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at SMITH AND SUMMERS, DALLAS,TX must provide SWIFT code SMSUUS41. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using SMITH AND SUMMERS in DALLAS,TX rely on SWIFT code SMSUUS41 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for SMITH AND SUMMERS →

For cheque clearing or NACH mandates, use the MICR code for SMITH AND SUMMERS →

For TDS challan deposits, find the BSR code for SMITH AND SUMMERS →

How SWIFT Code SMSUUS41 Routes an International Transfer

1. Initiation: The sender provides SWIFT code SMSUUS41 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to SMITH AND SUMMERS.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: SMITH AND SUMMERS receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code SMSUUS41

• Spaces or lowercase letters — Always enter SMSUUS41 uppercase with no spaces.
• Using the wrong city — This code is for DALLAS,TX only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within United States.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm SMSUUS41 directly with SMITH AND SUMMERS's DALLAS,TX branch or via the SWIFT BIC Directory.