SWIFT Code SEFGUS41 — SERVICE FINANCIAL GROUP, HOUSTON,TX
Verified SWIFT/BIC code for SERVICE FINANCIAL GROUP in HOUSTON,TX, United States. Use this code for international wire transfers.
HOUSTON,TX
SERVICE FINANCIAL GROUP · United States
SWIFT / BIC Code
SEFGUS41
Code Breakdown
IFSC Code
MICR Code
BSR Code
Branch
HOUSTON,TX
City
Country Code
US
Connection Status
Active
About SWIFT Code SEFGUS41 — SERVICE FINANCIAL GROUP, HOUSTON,TX
SWIFT code SEFGUS41 is the official 8-character head-office BIC (Bank Identifier Code) for SERVICE FINANCIAL GROUP in HOUSTON,TX, United States. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.
This code must be provided to the sender when receiving money from abroad, and is required by SERVICE FINANCIAL GROUP for all outward international remittances from HOUSTON,TX. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.
How to Read SWIFT Code SEFGUS41
The code SEFGUS41 follows the ISO 9362 standard and breaks down as follows:
| Segment | Value | Length | Meaning |
|---|---|---|---|
| Bank Code | SEFG | 4 letters | Identifies SERVICE FINANCIAL GROUP as the institution |
| Country Code | US | 2 letters | ISO 3166-1 alpha-2 code for United States |
| Location Code | 41 | 2 chars | City/region identifier within United States |
When to Use SWIFT Code SEFGUS41
Receiving International Wire Transfers
To receive money from abroad at your SERVICE FINANCIAL GROUP account in HOUSTON,TX, share SWIFT code SEFGUS41 with the sender along with your full account number, your name as on the account, and the branch address.
NRI Remittances
Non-Resident Indians sending money to NRO/NRE accounts at SERVICE FINANCIAL GROUP, HOUSTON,TX must provide SWIFT code SEFGUS41. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.
Trade Finance and Foreign Payments
Importers and exporters using SERVICE FINANCIAL GROUP in HOUSTON,TX rely on SWIFT code SEFGUS41 for letters of credit, bank guarantees, and foreign currency settlements.
SWIFT Code vs IFSC vs MICR vs BSR — Key Differences
| Code | Format | Used For | Scope |
|---|---|---|---|
SWIFT SEFGUS41 | 8 or 11 chars | International wire transfers, NRI remittances, trade finance | Global — 200+ countries |
| IFSC | 11 chars (alpha) | NEFT, RTGS, IMPS, UPI account linking | India domestic only |
| MICR | 9 digits | Cheque clearing (CTS), NACH mandates, SIP registration | India domestic only |
| BSR | 7 digits | TDS challan filing, Form 16, Form 26AS, TRACES | India income tax only |
Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for SERVICE FINANCIAL GROUP →
For cheque clearing or NACH mandates, use the MICR code for SERVICE FINANCIAL GROUP →
For TDS challan deposits, find the BSR code for SERVICE FINANCIAL GROUP →
How SWIFT Code SEFGUS41 Routes an International Transfer
- Initiation: The sender provides SWIFT code SEFGUS41 and account number to their bank.
- Validation: The sending bank validates the BIC against the SWIFT registry.
- Routing: An MT103 SWIFT message is transmitted through the network to SERVICE FINANCIAL GROUP.
- Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
- Credit: SERVICE FINANCIAL GROUP receives the SWIFT message and credits the account. Total time: 1–5 business days.
Common Mistakes When Using SWIFT Code SEFGUS41
- Spaces or lowercase letters — Always enter
SEFGUS41uppercase with no spaces. - Using the wrong city — This code is for HOUSTON,TX only.
- Truncating to 8 characters — When 11 characters are required, always use the full code.
- Using SWIFT for domestic transfers — Use the IFSC code for any transfer within United States.
Data Accuracy
BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm SEFGUS41 directly with SERVICE FINANCIAL GROUP's HOUSTON,TX branch or via the SWIFT BIC Directory.
SWIFT code data sourced from SWIFT Official Directory and verified against SERVICE FINANCIAL GROUP's published disclosures. Last reviewed Jun 2026 by BankZop Editorial Team. About our data sources →
