SWIFT Code SCHFUS31 — SCHWARTZ AND HOFFLICH, NORWALK,CT
Verified SWIFT/BIC code for SCHWARTZ AND HOFFLICH in NORWALK,CT, United States. Use this code for international wire transfers.
NORWALK,CT
SCHWARTZ AND HOFFLICH · United States
SWIFT / BIC Code
SCHFUS31
Code Breakdown
IFSC Code
MICR Code
BSR Code
Branch
NORWALK,CT
City
Country Code
US
Connection Status
Active
About SWIFT Code SCHFUS31 — SCHWARTZ AND HOFFLICH, NORWALK,CT
SWIFT code SCHFUS31 is the official 8-character head-office BIC (Bank Identifier Code) for SCHWARTZ AND HOFFLICH in NORWALK,CT, United States. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.
This code must be provided to the sender when receiving money from abroad, and is required by SCHWARTZ AND HOFFLICH for all outward international remittances from NORWALK,CT. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.
How to Read SWIFT Code SCHFUS31
The code SCHFUS31 follows the ISO 9362 standard and breaks down as follows:
| Segment | Value | Length | Meaning |
|---|---|---|---|
| Bank Code | SCHF | 4 letters | Identifies SCHWARTZ AND HOFFLICH as the institution |
| Country Code | US | 2 letters | ISO 3166-1 alpha-2 code for United States |
| Location Code | 31 | 2 chars | City/region identifier within United States |
When to Use SWIFT Code SCHFUS31
Receiving International Wire Transfers
To receive money from abroad at your SCHWARTZ AND HOFFLICH account in NORWALK,CT, share SWIFT code SCHFUS31 with the sender along with your full account number, your name as on the account, and the branch address.
NRI Remittances
Non-Resident Indians sending money to NRO/NRE accounts at SCHWARTZ AND HOFFLICH, NORWALK,CT must provide SWIFT code SCHFUS31. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.
Trade Finance and Foreign Payments
Importers and exporters using SCHWARTZ AND HOFFLICH in NORWALK,CT rely on SWIFT code SCHFUS31 for letters of credit, bank guarantees, and foreign currency settlements.
SWIFT Code vs IFSC vs MICR vs BSR — Key Differences
| Code | Format | Used For | Scope |
|---|---|---|---|
SWIFT SCHFUS31 | 8 or 11 chars | International wire transfers, NRI remittances, trade finance | Global — 200+ countries |
| IFSC | 11 chars (alpha) | NEFT, RTGS, IMPS, UPI account linking | India domestic only |
| MICR | 9 digits | Cheque clearing (CTS), NACH mandates, SIP registration | India domestic only |
| BSR | 7 digits | TDS challan filing, Form 16, Form 26AS, TRACES | India income tax only |
Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for SCHWARTZ AND HOFFLICH →
For cheque clearing or NACH mandates, use the MICR code for SCHWARTZ AND HOFFLICH →
For TDS challan deposits, find the BSR code for SCHWARTZ AND HOFFLICH →
How SWIFT Code SCHFUS31 Routes an International Transfer
- Initiation: The sender provides SWIFT code SCHFUS31 and account number to their bank.
- Validation: The sending bank validates the BIC against the SWIFT registry.
- Routing: An MT103 SWIFT message is transmitted through the network to SCHWARTZ AND HOFFLICH.
- Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
- Credit: SCHWARTZ AND HOFFLICH receives the SWIFT message and credits the account. Total time: 1–5 business days.
Common Mistakes When Using SWIFT Code SCHFUS31
- Spaces or lowercase letters — Always enter
SCHFUS31uppercase with no spaces. - Using the wrong city — This code is for NORWALK,CT only.
- Truncating to 8 characters — When 11 characters are required, always use the full code.
- Using SWIFT for domestic transfers — Use the IFSC code for any transfer within United States.
Data Accuracy
BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm SCHFUS31 directly with SCHWARTZ AND HOFFLICH's NORWALK,CT branch or via the SWIFT BIC Directory.
SWIFT code data sourced from SWIFT Official Directory and verified against SCHWARTZ AND HOFFLICH's published disclosures. Last reviewed Jun 2026 by BankZop Editorial Team. About our data sources →
