SWIFT Code FNAEUS31 — SAR FINANCE, WESTBOROUGH,MA
Verified SWIFT/BIC code for SAR FINANCE in WESTBOROUGH,MA, United States. Use this code for international wire transfers.
WESTBOROUGH,MA
SAR FINANCE · United States
SWIFT / BIC Code
FNAEUS31
Code Breakdown
IFSC Code
MICR Code
BSR Code
Bank
Branch
WESTBOROUGH,MA
City
Country Code
US
Connection Status
Active
About SWIFT Code FNAEUS31 — SAR FINANCE, WESTBOROUGH,MA
SWIFT code FNAEUS31 is the official 8-character head-office BIC (Bank Identifier Code) for SAR FINANCE in WESTBOROUGH,MA, United States. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.
This code must be provided to the sender when receiving money from abroad, and is required by SAR FINANCE for all outward international remittances from WESTBOROUGH,MA. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.
How to Read SWIFT Code FNAEUS31
The code FNAEUS31 follows the ISO 9362 standard and breaks down as follows:
| Segment | Value | Length | Meaning |
|---|---|---|---|
| Bank Code | FNAE | 4 letters | Identifies SAR FINANCE as the institution |
| Country Code | US | 2 letters | ISO 3166-1 alpha-2 code for United States |
| Location Code | 31 | 2 chars | City/region identifier within United States |
When to Use SWIFT Code FNAEUS31
Receiving International Wire Transfers
To receive money from abroad at your SAR FINANCE account in WESTBOROUGH,MA, share SWIFT code FNAEUS31 with the sender along with your full account number, your name as on the account, and the branch address.
NRI Remittances
Non-Resident Indians sending money to NRO/NRE accounts at SAR FINANCE, WESTBOROUGH,MA must provide SWIFT code FNAEUS31. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.
Trade Finance and Foreign Payments
Importers and exporters using SAR FINANCE in WESTBOROUGH,MA rely on SWIFT code FNAEUS31 for letters of credit, bank guarantees, and foreign currency settlements.
SWIFT Code vs IFSC vs MICR vs BSR — Key Differences
| Code | Format | Used For | Scope |
|---|---|---|---|
SWIFT FNAEUS31 | 8 or 11 chars | International wire transfers, NRI remittances, trade finance | Global — 200+ countries |
| IFSC | 11 chars (alpha) | NEFT, RTGS, IMPS, UPI account linking | India domestic only |
| MICR | 9 digits | Cheque clearing (CTS), NACH mandates, SIP registration | India domestic only |
| BSR | 7 digits | TDS challan filing, Form 16, Form 26AS, TRACES | India income tax only |
Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for SAR FINANCE →
For cheque clearing or NACH mandates, use the MICR code for SAR FINANCE →
For TDS challan deposits, find the BSR code for SAR FINANCE →
How SWIFT Code FNAEUS31 Routes an International Transfer
- Initiation: The sender provides SWIFT code FNAEUS31 and account number to their bank.
- Validation: The sending bank validates the BIC against the SWIFT registry.
- Routing: An MT103 SWIFT message is transmitted through the network to SAR FINANCE.
- Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
- Credit: SAR FINANCE receives the SWIFT message and credits the account. Total time: 1–5 business days.
Common Mistakes When Using SWIFT Code FNAEUS31
- Spaces or lowercase letters — Always enter
FNAEUS31uppercase with no spaces. - Using the wrong city — This code is for WESTBOROUGH,MA only.
- Truncating to 8 characters — When 11 characters are required, always use the full code.
- Using SWIFT for domestic transfers — Use the IFSC code for any transfer within United States.
Data Accuracy
BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm FNAEUS31 directly with SAR FINANCE's WESTBOROUGH,MA branch or via the SWIFT BIC Directory.
SWIFT code data sourced from SWIFT Official Directory and verified against SAR FINANCE's published disclosures. Last reviewed Jun 2026 by BankZop Editorial Team. About our data sources →
