SWIFT Code SMERUS61 — SAN MATEO EMPLOYEES' RETIREMENT ASSOC., REDWOOD CITY,CA

About SWIFT Code SMERUS61 — SAN MATEO EMPLOYEES' RETIREMENT ASSOC., REDWOOD CITY,CA

SWIFT code SMERUS61 is the official 8-character head-office BIC (Bank Identifier Code) for SAN MATEO EMPLOYEES' RETIREMENT ASSOC. in REDWOOD CITY,CA, United States. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by SAN MATEO EMPLOYEES' RETIREMENT ASSOC. for all outward international remittances from REDWOOD CITY,CA. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code SMERUS61

The code SMERUS61 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code SMERUS61

Receiving International Wire Transfers

To receive money from abroad at your SAN MATEO EMPLOYEES' RETIREMENT ASSOC. account in REDWOOD CITY,CA, share SWIFT code SMERUS61 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at SAN MATEO EMPLOYEES' RETIREMENT ASSOC., REDWOOD CITY,CA must provide SWIFT code SMERUS61. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using SAN MATEO EMPLOYEES' RETIREMENT ASSOC. in REDWOOD CITY,CA rely on SWIFT code SMERUS61 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for SAN MATEO EMPLOYEES' RETIREMENT ASSOC. →

For cheque clearing or NACH mandates, use the MICR code for SAN MATEO EMPLOYEES' RETIREMENT ASSOC. →

For TDS challan deposits, find the BSR code for SAN MATEO EMPLOYEES' RETIREMENT ASSOC. →

How SWIFT Code SMERUS61 Routes an International Transfer

1. Initiation: The sender provides SWIFT code SMERUS61 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to SAN MATEO EMPLOYEES' RETIREMENT ASSOC..
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: SAN MATEO EMPLOYEES' RETIREMENT ASSOC. receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code SMERUS61

• Spaces or lowercase letters — Always enter SMERUS61 uppercase with no spaces.
• Using the wrong city — This code is for REDWOOD CITY,CA only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within United States.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm SMERUS61 directly with SAN MATEO EMPLOYEES' RETIREMENT ASSOC.'s REDWOOD CITY,CA branch or via the SWIFT BIC Directory.