SWIFT Code RECDUS31 — RETIREMENT CAPITAL ADVISORS INC., CINCINNATI,OH

About SWIFT Code RECDUS31 — RETIREMENT CAPITAL ADVISORS INC., CINCINNATI,OH

SWIFT code RECDUS31 is the official 8-character head-office BIC (Bank Identifier Code) for RETIREMENT CAPITAL ADVISORS INC. in CINCINNATI,OH, United States. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by RETIREMENT CAPITAL ADVISORS INC. for all outward international remittances from CINCINNATI,OH. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code RECDUS31

The code RECDUS31 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code RECDUS31

Receiving International Wire Transfers

To receive money from abroad at your RETIREMENT CAPITAL ADVISORS INC. account in CINCINNATI,OH, share SWIFT code RECDUS31 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at RETIREMENT CAPITAL ADVISORS INC., CINCINNATI,OH must provide SWIFT code RECDUS31. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using RETIREMENT CAPITAL ADVISORS INC. in CINCINNATI,OH rely on SWIFT code RECDUS31 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for RETIREMENT CAPITAL ADVISORS INC. →

For cheque clearing or NACH mandates, use the MICR code for RETIREMENT CAPITAL ADVISORS INC. →

For TDS challan deposits, find the BSR code for RETIREMENT CAPITAL ADVISORS INC. →

How SWIFT Code RECDUS31 Routes an International Transfer

1. Initiation: The sender provides SWIFT code RECDUS31 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to RETIREMENT CAPITAL ADVISORS INC..
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: RETIREMENT CAPITAL ADVISORS INC. receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code RECDUS31

• Spaces or lowercase letters — Always enter RECDUS31 uppercase with no spaces.
• Using the wrong city — This code is for CINCINNATI,OH only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within United States.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm RECDUS31 directly with RETIREMENT CAPITAL ADVISORS INC.'s CINCINNATI,OH branch or via the SWIFT BIC Directory.