SWIFT Code RCMCUS31 — RBC CAPITAL MARKETS, LLC, NEW YORK,NY

About SWIFT Code RCMCUS31 — RBC CAPITAL MARKETS, LLC, NEW YORK,NY

SWIFT code RCMCUS31 is the official 8-character head-office BIC (Bank Identifier Code) for RBC CAPITAL MARKETS, LLC in NEW YORK,NY, United States. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by RBC CAPITAL MARKETS, LLC for all outward international remittances from NEW YORK,NY. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code RCMCUS31

The code RCMCUS31 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code RCMCUS31

Receiving International Wire Transfers

To receive money from abroad at your RBC CAPITAL MARKETS, LLC account in NEW YORK,NY, share SWIFT code RCMCUS31 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at RBC CAPITAL MARKETS, LLC, NEW YORK,NY must provide SWIFT code RCMCUS31. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using RBC CAPITAL MARKETS, LLC in NEW YORK,NY rely on SWIFT code RCMCUS31 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for RBC CAPITAL MARKETS, LLC →

For cheque clearing or NACH mandates, use the MICR code for RBC CAPITAL MARKETS, LLC →

For TDS challan deposits, find the BSR code for RBC CAPITAL MARKETS, LLC →

How SWIFT Code RCMCUS31 Routes an International Transfer

1. Initiation: The sender provides SWIFT code RCMCUS31 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to RBC CAPITAL MARKETS, LLC.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: RBC CAPITAL MARKETS, LLC receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code RCMCUS31

• Spaces or lowercase letters — Always enter RCMCUS31 uppercase with no spaces.
• Using the wrong city — This code is for NEW YORK,NY only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within United States.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm RCMCUS31 directly with RBC CAPITAL MARKETS, LLC's NEW YORK,NY branch or via the SWIFT BIC Directory.