SWIFT Code PNCCUS3C — PNC BANK, N.A., PHILADELPHIA,PA

About SWIFT Code PNCCUS3C — PNC BANK, N.A., PHILADELPHIA,PA

SWIFT code PNCCUS3C is the official 8-character head-office BIC (Bank Identifier Code) for PNC BANK, N.A. in PHILADELPHIA,PA, United States. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by PNC BANK, N.A. for all outward international remittances from PHILADELPHIA,PA. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code PNCCUS3C

The code PNCCUS3C follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code PNCCUS3C

Receiving International Wire Transfers

To receive money from abroad at your PNC BANK, N.A. account in PHILADELPHIA,PA, share SWIFT code PNCCUS3C with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at PNC BANK, N.A., PHILADELPHIA,PA must provide SWIFT code PNCCUS3C. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using PNC BANK, N.A. in PHILADELPHIA,PA rely on SWIFT code PNCCUS3C for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for PNC BANK, N.A. →

For cheque clearing or NACH mandates, use the MICR code for PNC BANK, N.A. →

For TDS challan deposits, find the BSR code for PNC BANK, N.A. →

How SWIFT Code PNCCUS3C Routes an International Transfer

1. Initiation: The sender provides SWIFT code PNCCUS3C and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to PNC BANK, N.A..
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: PNC BANK, N.A. receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code PNCCUS3C

• Spaces or lowercase letters — Always enter PNCCUS3C uppercase with no spaces.
• Using the wrong city — This code is for PHILADELPHIA,PA only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within United States.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm PNCCUS3C directly with PNC BANK, N.A.'s PHILADELPHIA,PA branch or via the SWIFT BIC Directory.