SWIFT Code PCINUS31 — PCM INTERNATIONAL INC., SHORT HILLS,NJ

About SWIFT Code PCINUS31 — PCM INTERNATIONAL INC., SHORT HILLS,NJ

SWIFT code PCINUS31 is the official 8-character head-office BIC (Bank Identifier Code) for PCM INTERNATIONAL INC. in SHORT HILLS,NJ, United States. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by PCM INTERNATIONAL INC. for all outward international remittances from SHORT HILLS,NJ. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code PCINUS31

The code PCINUS31 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code PCINUS31

Receiving International Wire Transfers

To receive money from abroad at your PCM INTERNATIONAL INC. account in SHORT HILLS,NJ, share SWIFT code PCINUS31 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at PCM INTERNATIONAL INC., SHORT HILLS,NJ must provide SWIFT code PCINUS31. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using PCM INTERNATIONAL INC. in SHORT HILLS,NJ rely on SWIFT code PCINUS31 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for PCM INTERNATIONAL INC. →

For cheque clearing or NACH mandates, use the MICR code for PCM INTERNATIONAL INC. →

For TDS challan deposits, find the BSR code for PCM INTERNATIONAL INC. →

How SWIFT Code PCINUS31 Routes an International Transfer

1. Initiation: The sender provides SWIFT code PCINUS31 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to PCM INTERNATIONAL INC..
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: PCM INTERNATIONAL INC. receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code PCINUS31

• Spaces or lowercase letters — Always enter PCINUS31 uppercase with no spaces.
• Using the wrong city — This code is for SHORT HILLS,NJ only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within United States.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm PCINUS31 directly with PCM INTERNATIONAL INC.'s SHORT HILLS,NJ branch or via the SWIFT BIC Directory.