SWIFT Code PACIUS3X — PACIFIC NATIONAL BANK, MIAMI,FL

About SWIFT Code PACIUS3X — PACIFIC NATIONAL BANK, MIAMI,FL

SWIFT code PACIUS3X is the official 8-character head-office BIC (Bank Identifier Code) for PACIFIC NATIONAL BANK in MIAMI,FL, United States. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by PACIFIC NATIONAL BANK for all outward international remittances from MIAMI,FL. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code PACIUS3X

The code PACIUS3X follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code PACIUS3X

Receiving International Wire Transfers

To receive money from abroad at your PACIFIC NATIONAL BANK account in MIAMI,FL, share SWIFT code PACIUS3X with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at PACIFIC NATIONAL BANK, MIAMI,FL must provide SWIFT code PACIUS3X. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using PACIFIC NATIONAL BANK in MIAMI,FL rely on SWIFT code PACIUS3X for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for PACIFIC NATIONAL BANK →

For cheque clearing or NACH mandates, use the MICR code for PACIFIC NATIONAL BANK →

For TDS challan deposits, find the BSR code for PACIFIC NATIONAL BANK →

How SWIFT Code PACIUS3X Routes an International Transfer

1. Initiation: The sender provides SWIFT code PACIUS3X and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to PACIFIC NATIONAL BANK.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: PACIFIC NATIONAL BANK receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code PACIUS3X

• Spaces or lowercase letters — Always enter PACIUS3X uppercase with no spaces.
• Using the wrong city — This code is for MIAMI,FL only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within United States.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm PACIUS3X directly with PACIFIC NATIONAL BANK's MIAMI,FL branch or via the SWIFT BIC Directory.