SWIFT Code MTGSUS6S — MERRILL LYNCH, PIERCE, FENNER AND SMITH INCORPORATED, SAN FRANCISCO,CA
Verified SWIFT/BIC code for MERRILL LYNCH, PIERCE, FENNER AND SMITH INCORPORATED in SAN FRANCISCO,CA, United States. Use this code for international wire transfers.
SAN FRANCISCO,CA
MERRILL LYNCH, PIERCE, FENNER AND SMITH INCORPORATED · United States
SWIFT / BIC Code
MTGSUS6S
Code Breakdown
IFSC Code
MICR Code
BSR Code
Branch
SAN FRANCISCO,CA
City
Country Code
US
Connection Status
Active
- MTGSUS6SARF (ARRANGED FINANCE)
- MTGSUS6SEFP (EQUITY FINANCIAL PRODUCTS DEPT)
- MTGSUS6SFXP (FX PRIME BROKERAGE DEPT.)
- MTGSUS6SPBX (PRIME BROKERAGE DEPARTMENT)
About SWIFT Code MTGSUS6S — MERRILL LYNCH, PIERCE, FENNER AND SMITH INCORPORATED, SAN FRANCISCO,CA
SWIFT code MTGSUS6S is the official 8-character head-office BIC (Bank Identifier Code) for MERRILL LYNCH, PIERCE, FENNER AND SMITH INCORPORATED in SAN FRANCISCO,CA, United States. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.
This code must be provided to the sender when receiving money from abroad, and is required by MERRILL LYNCH, PIERCE, FENNER AND SMITH INCORPORATED for all outward international remittances from SAN FRANCISCO,CA. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.
How to Read SWIFT Code MTGSUS6S
The code MTGSUS6S follows the ISO 9362 standard and breaks down as follows:
| Segment | Value | Length | Meaning |
|---|---|---|---|
| Bank Code | MTGS | 4 letters | Identifies MERRILL LYNCH, PIERCE, FENNER AND SMITH INCORPORATED as the institution |
| Country Code | US | 2 letters | ISO 3166-1 alpha-2 code for United States |
| Location Code | 6S | 2 chars | City/region identifier within United States |
When to Use SWIFT Code MTGSUS6S
Receiving International Wire Transfers
To receive money from abroad at your MERRILL LYNCH, PIERCE, FENNER AND SMITH INCORPORATED account in SAN FRANCISCO,CA, share SWIFT code MTGSUS6S with the sender along with your full account number, your name as on the account, and the branch address.
NRI Remittances
Non-Resident Indians sending money to NRO/NRE accounts at MERRILL LYNCH, PIERCE, FENNER AND SMITH INCORPORATED, SAN FRANCISCO,CA must provide SWIFT code MTGSUS6S. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.
Trade Finance and Foreign Payments
Importers and exporters using MERRILL LYNCH, PIERCE, FENNER AND SMITH INCORPORATED in SAN FRANCISCO,CA rely on SWIFT code MTGSUS6S for letters of credit, bank guarantees, and foreign currency settlements.
SWIFT Code vs IFSC vs MICR vs BSR — Key Differences
| Code | Format | Used For | Scope |
|---|---|---|---|
SWIFT MTGSUS6S | 8 or 11 chars | International wire transfers, NRI remittances, trade finance | Global — 200+ countries |
| IFSC | 11 chars (alpha) | NEFT, RTGS, IMPS, UPI account linking | India domestic only |
| MICR | 9 digits | Cheque clearing (CTS), NACH mandates, SIP registration | India domestic only |
| BSR | 7 digits | TDS challan filing, Form 16, Form 26AS, TRACES | India income tax only |
Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for MERRILL LYNCH, PIERCE, FENNER AND SMITH INCORPORATED →
For cheque clearing or NACH mandates, use the MICR code for MERRILL LYNCH, PIERCE, FENNER AND SMITH INCORPORATED →
For TDS challan deposits, find the BSR code for MERRILL LYNCH, PIERCE, FENNER AND SMITH INCORPORATED →
How SWIFT Code MTGSUS6S Routes an International Transfer
- Initiation: The sender provides SWIFT code MTGSUS6S and account number to their bank.
- Validation: The sending bank validates the BIC against the SWIFT registry.
- Routing: An MT103 SWIFT message is transmitted through the network to MERRILL LYNCH, PIERCE, FENNER AND SMITH INCORPORATED.
- Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
- Credit: MERRILL LYNCH, PIERCE, FENNER AND SMITH INCORPORATED receives the SWIFT message and credits the account. Total time: 1–5 business days.
Common Mistakes When Using SWIFT Code MTGSUS6S
- Spaces or lowercase letters — Always enter
MTGSUS6Suppercase with no spaces. - Using the wrong city — This code is for SAN FRANCISCO,CA only.
- Truncating to 8 characters — When 11 characters are required, always use the full code.
- Using SWIFT for domestic transfers — Use the IFSC code for any transfer within United States.
Data Accuracy
BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm MTGSUS6S directly with MERRILL LYNCH, PIERCE, FENNER AND SMITH INCORPORATED's SAN FRANCISCO,CA branch or via the SWIFT BIC Directory.
SWIFT code data sourced from SWIFT Official Directory and verified against MERRILL LYNCH, PIERCE, FENNER AND SMITH INCORPORATED's published disclosures. Last reviewed Jun 2026 by BankZop Editorial Team. About our data sources →
