SWIFT Code MTGSUS6SFIC — MERRILL LYNCH, PIERCE, FENNER AND SMITH INCORPORATED, CHARLOTTE,NC

About SWIFT Code MTGSUS6SFIC — MERRILL LYNCH, PIERCE, FENNER AND SMITH INCORPORATED, CHARLOTTE,NC

SWIFT code MTGSUS6SFIC is the official 11-character branch-specific BIC (Bank Identifier Code) for MERRILL LYNCH, PIERCE, FENNER AND SMITH INCORPORATED in CHARLOTTE,NC, United States. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by MERRILL LYNCH, PIERCE, FENNER AND SMITH INCORPORATED for all outward international remittances from CHARLOTTE,NC. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code MTGSUS6SFIC

The code MTGSUS6SFIC follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code MTGSUS6SFIC

Receiving International Wire Transfers

To receive money from abroad at your MERRILL LYNCH, PIERCE, FENNER AND SMITH INCORPORATED account in CHARLOTTE,NC, share SWIFT code MTGSUS6SFIC with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at MERRILL LYNCH, PIERCE, FENNER AND SMITH INCORPORATED, CHARLOTTE,NC must provide SWIFT code MTGSUS6SFIC. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using MERRILL LYNCH, PIERCE, FENNER AND SMITH INCORPORATED in CHARLOTTE,NC rely on SWIFT code MTGSUS6SFIC for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for MERRILL LYNCH, PIERCE, FENNER AND SMITH INCORPORATED →

For cheque clearing or NACH mandates, use the MICR code for MERRILL LYNCH, PIERCE, FENNER AND SMITH INCORPORATED →

For TDS challan deposits, find the BSR code for MERRILL LYNCH, PIERCE, FENNER AND SMITH INCORPORATED →

How SWIFT Code MTGSUS6SFIC Routes an International Transfer

1. Initiation: The sender provides SWIFT code MTGSUS6SFIC and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to MERRILL LYNCH, PIERCE, FENNER AND SMITH INCORPORATED.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: MERRILL LYNCH, PIERCE, FENNER AND SMITH INCORPORATED receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code MTGSUS6SFIC

• Spaces or lowercase letters — Always enter MTGSUS6SFIC uppercase with no spaces.
• Using the wrong city — This code is for CHARLOTTE,NC only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within United States.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm MTGSUS6SFIC directly with MERRILL LYNCH, PIERCE, FENNER AND SMITH INCORPORATED's CHARLOTTE,NC branch or via the SWIFT BIC Directory.