SWIFT Code MLCOUS3GPLX — MERRILL LYNCH AND CO., INC., CHICAGO,IL

About SWIFT Code MLCOUS3GPLX — MERRILL LYNCH AND CO., INC., CHICAGO,IL

SWIFT code MLCOUS3GPLX is the official 11-character branch-specific BIC (Bank Identifier Code) for MERRILL LYNCH AND CO., INC. in CHICAGO,IL, United States. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by MERRILL LYNCH AND CO., INC. for all outward international remittances from CHICAGO,IL. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code MLCOUS3GPLX

The code MLCOUS3GPLX follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code MLCOUS3GPLX

Receiving International Wire Transfers

To receive money from abroad at your MERRILL LYNCH AND CO., INC. account in CHICAGO,IL, share SWIFT code MLCOUS3GPLX with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at MERRILL LYNCH AND CO., INC., CHICAGO,IL must provide SWIFT code MLCOUS3GPLX. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using MERRILL LYNCH AND CO., INC. in CHICAGO,IL rely on SWIFT code MLCOUS3GPLX for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for MERRILL LYNCH AND CO., INC. →

For cheque clearing or NACH mandates, use the MICR code for MERRILL LYNCH AND CO., INC. →

For TDS challan deposits, find the BSR code for MERRILL LYNCH AND CO., INC. →

How SWIFT Code MLCOUS3GPLX Routes an International Transfer

1. Initiation: The sender provides SWIFT code MLCOUS3GPLX and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to MERRILL LYNCH AND CO., INC..
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: MERRILL LYNCH AND CO., INC. receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code MLCOUS3GPLX

• Spaces or lowercase letters — Always enter MLCOUS3GPLX uppercase with no spaces.
• Using the wrong city — This code is for CHICAGO,IL only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within United States.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm MLCOUS3GPLX directly with MERRILL LYNCH AND CO., INC.'s CHICAGO,IL branch or via the SWIFT BIC Directory.