SWIFT Code KCMIUS61 — KCM INVESTMENT ADVISORS, SAN RAFAEL,CA

About SWIFT Code KCMIUS61 — KCM INVESTMENT ADVISORS, SAN RAFAEL,CA

SWIFT code KCMIUS61 is the official 8-character head-office BIC (Bank Identifier Code) for KCM INVESTMENT ADVISORS in SAN RAFAEL,CA, United States. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by KCM INVESTMENT ADVISORS for all outward international remittances from SAN RAFAEL,CA. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code KCMIUS61

The code KCMIUS61 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code KCMIUS61

Receiving International Wire Transfers

To receive money from abroad at your KCM INVESTMENT ADVISORS account in SAN RAFAEL,CA, share SWIFT code KCMIUS61 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at KCM INVESTMENT ADVISORS, SAN RAFAEL,CA must provide SWIFT code KCMIUS61. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using KCM INVESTMENT ADVISORS in SAN RAFAEL,CA rely on SWIFT code KCMIUS61 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for KCM INVESTMENT ADVISORS →

For cheque clearing or NACH mandates, use the MICR code for KCM INVESTMENT ADVISORS →

For TDS challan deposits, find the BSR code for KCM INVESTMENT ADVISORS →

How SWIFT Code KCMIUS61 Routes an International Transfer

1. Initiation: The sender provides SWIFT code KCMIUS61 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to KCM INVESTMENT ADVISORS.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: KCM INVESTMENT ADVISORS receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code KCMIUS61

• Spaces or lowercase letters — Always enter KCMIUS61 uppercase with no spaces.
• Using the wrong city — This code is for SAN RAFAEL,CA only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within United States.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm KCMIUS61 directly with KCM INVESTMENT ADVISORS's SAN RAFAEL,CA branch or via the SWIFT BIC Directory.