SWIFT Code IPCOUS44 — INTERNATIONAL PAPER COMPANY, MEMPHIS,TN

About SWIFT Code IPCOUS44 — INTERNATIONAL PAPER COMPANY, MEMPHIS,TN

SWIFT code IPCOUS44 is the official 8-character head-office BIC (Bank Identifier Code) for INTERNATIONAL PAPER COMPANY in MEMPHIS,TN, United States. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by INTERNATIONAL PAPER COMPANY for all outward international remittances from MEMPHIS,TN. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code IPCOUS44

The code IPCOUS44 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code IPCOUS44

Receiving International Wire Transfers

To receive money from abroad at your INTERNATIONAL PAPER COMPANY account in MEMPHIS,TN, share SWIFT code IPCOUS44 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at INTERNATIONAL PAPER COMPANY, MEMPHIS,TN must provide SWIFT code IPCOUS44. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using INTERNATIONAL PAPER COMPANY in MEMPHIS,TN rely on SWIFT code IPCOUS44 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for INTERNATIONAL PAPER COMPANY →

For cheque clearing or NACH mandates, use the MICR code for INTERNATIONAL PAPER COMPANY →

For TDS challan deposits, find the BSR code for INTERNATIONAL PAPER COMPANY →

How SWIFT Code IPCOUS44 Routes an International Transfer

1. Initiation: The sender provides SWIFT code IPCOUS44 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to INTERNATIONAL PAPER COMPANY.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: INTERNATIONAL PAPER COMPANY receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code IPCOUS44

• Spaces or lowercase letters — Always enter IPCOUS44 uppercase with no spaces.
• Using the wrong city — This code is for MEMPHIS,TN only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within United States.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm IPCOUS44 directly with INTERNATIONAL PAPER COMPANY's MEMPHIS,TN branch or via the SWIFT BIC Directory.