SWIFT Code IBEAUS44 — IBERIABANK, BIRMINGHAM,AL

About SWIFT Code IBEAUS44 — IBERIABANK, BIRMINGHAM,AL

SWIFT code IBEAUS44 is the official 8-character head-office BIC (Bank Identifier Code) for IBERIABANK in BIRMINGHAM,AL, United States. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by IBERIABANK for all outward international remittances from BIRMINGHAM,AL. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code IBEAUS44

The code IBEAUS44 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code IBEAUS44

Receiving International Wire Transfers

To receive money from abroad at your IBERIABANK account in BIRMINGHAM,AL, share SWIFT code IBEAUS44 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at IBERIABANK, BIRMINGHAM,AL must provide SWIFT code IBEAUS44. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using IBERIABANK in BIRMINGHAM,AL rely on SWIFT code IBEAUS44 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for IBERIABANK →

For cheque clearing or NACH mandates, use the MICR code for IBERIABANK →

For TDS challan deposits, find the BSR code for IBERIABANK →

How SWIFT Code IBEAUS44 Routes an International Transfer

1. Initiation: The sender provides SWIFT code IBEAUS44 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to IBERIABANK.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: IBERIABANK receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code IBEAUS44

• Spaces or lowercase letters — Always enter IBEAUS44 uppercase with no spaces.
• Using the wrong city — This code is for BIRMINGHAM,AL only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within United States.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm IBEAUS44 directly with IBERIABANK's BIRMINGHAM,AL branch or via the SWIFT BIC Directory.