SWIFT Code HIPOUS31 — HIGH POINT BANK AND TRUST COMPANY, HIGH POINT,NC

About SWIFT Code HIPOUS31 — HIGH POINT BANK AND TRUST COMPANY, HIGH POINT,NC

SWIFT code HIPOUS31 is the official 8-character head-office BIC (Bank Identifier Code) for HIGH POINT BANK AND TRUST COMPANY in HIGH POINT,NC, United States. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by HIGH POINT BANK AND TRUST COMPANY for all outward international remittances from HIGH POINT,NC. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code HIPOUS31

The code HIPOUS31 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code HIPOUS31

Receiving International Wire Transfers

To receive money from abroad at your HIGH POINT BANK AND TRUST COMPANY account in HIGH POINT,NC, share SWIFT code HIPOUS31 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at HIGH POINT BANK AND TRUST COMPANY, HIGH POINT,NC must provide SWIFT code HIPOUS31. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using HIGH POINT BANK AND TRUST COMPANY in HIGH POINT,NC rely on SWIFT code HIPOUS31 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for HIGH POINT BANK AND TRUST COMPANY →

For cheque clearing or NACH mandates, use the MICR code for HIGH POINT BANK AND TRUST COMPANY →

For TDS challan deposits, find the BSR code for HIGH POINT BANK AND TRUST COMPANY →

How SWIFT Code HIPOUS31 Routes an International Transfer

1. Initiation: The sender provides SWIFT code HIPOUS31 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to HIGH POINT BANK AND TRUST COMPANY.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: HIGH POINT BANK AND TRUST COMPANY receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code HIPOUS31

• Spaces or lowercase letters — Always enter HIPOUS31 uppercase with no spaces.
• Using the wrong city — This code is for HIGH POINT,NC only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within United States.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm HIPOUS31 directly with HIGH POINT BANK AND TRUST COMPANY's HIGH POINT,NC branch or via the SWIFT BIC Directory.