SWIFT Code HIPBUS41 — HICKORY POINT BANK AND TRUST, FORSYTH,IL

About SWIFT Code HIPBUS41 — HICKORY POINT BANK AND TRUST, FORSYTH,IL

SWIFT code HIPBUS41 is the official 8-character head-office BIC (Bank Identifier Code) for HICKORY POINT BANK AND TRUST in FORSYTH,IL, United States. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by HICKORY POINT BANK AND TRUST for all outward international remittances from FORSYTH,IL. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code HIPBUS41

The code HIPBUS41 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code HIPBUS41

Receiving International Wire Transfers

To receive money from abroad at your HICKORY POINT BANK AND TRUST account in FORSYTH,IL, share SWIFT code HIPBUS41 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at HICKORY POINT BANK AND TRUST, FORSYTH,IL must provide SWIFT code HIPBUS41. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using HICKORY POINT BANK AND TRUST in FORSYTH,IL rely on SWIFT code HIPBUS41 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for HICKORY POINT BANK AND TRUST →

For cheque clearing or NACH mandates, use the MICR code for HICKORY POINT BANK AND TRUST →

For TDS challan deposits, find the BSR code for HICKORY POINT BANK AND TRUST →

How SWIFT Code HIPBUS41 Routes an International Transfer

1. Initiation: The sender provides SWIFT code HIPBUS41 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to HICKORY POINT BANK AND TRUST.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: HICKORY POINT BANK AND TRUST receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code HIPBUS41

• Spaces or lowercase letters — Always enter HIPBUS41 uppercase with no spaces.
• Using the wrong city — This code is for FORSYTH,IL only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within United States.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm HIPBUS41 directly with HICKORY POINT BANK AND TRUST's FORSYTH,IL branch or via the SWIFT BIC Directory.