SWIFT Code HECOUS31 — HERKIMER COUNTY TRUST CO., THE, LITTLE FALLS,NY

About SWIFT Code HECOUS31 — HERKIMER COUNTY TRUST CO., THE, LITTLE FALLS,NY

SWIFT code HECOUS31 is the official 8-character head-office BIC (Bank Identifier Code) for HERKIMER COUNTY TRUST CO., THE in LITTLE FALLS,NY, United States. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by HERKIMER COUNTY TRUST CO., THE for all outward international remittances from LITTLE FALLS,NY. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code HECOUS31

The code HECOUS31 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code HECOUS31

Receiving International Wire Transfers

To receive money from abroad at your HERKIMER COUNTY TRUST CO., THE account in LITTLE FALLS,NY, share SWIFT code HECOUS31 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at HERKIMER COUNTY TRUST CO., THE, LITTLE FALLS,NY must provide SWIFT code HECOUS31. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using HERKIMER COUNTY TRUST CO., THE in LITTLE FALLS,NY rely on SWIFT code HECOUS31 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for HERKIMER COUNTY TRUST CO., THE →

For cheque clearing or NACH mandates, use the MICR code for HERKIMER COUNTY TRUST CO., THE →

For TDS challan deposits, find the BSR code for HERKIMER COUNTY TRUST CO., THE →

How SWIFT Code HECOUS31 Routes an International Transfer

1. Initiation: The sender provides SWIFT code HECOUS31 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to HERKIMER COUNTY TRUST CO., THE.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: HERKIMER COUNTY TRUST CO., THE receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code HECOUS31

• Spaces or lowercase letters — Always enter HECOUS31 uppercase with no spaces.
• Using the wrong city — This code is for LITTLE FALLS,NY only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within United States.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm HECOUS31 directly with HERKIMER COUNTY TRUST CO., THE's LITTLE FALLS,NY branch or via the SWIFT BIC Directory.