SWIFT Code HFMLUS31 — HERITAGE FINANCIAL MANAGEMENT, LLC, CHARLOTTESVILLE,VA

About SWIFT Code HFMLUS31 — HERITAGE FINANCIAL MANAGEMENT, LLC, CHARLOTTESVILLE,VA

SWIFT code HFMLUS31 is the official 8-character head-office BIC (Bank Identifier Code) for HERITAGE FINANCIAL MANAGEMENT, LLC in CHARLOTTESVILLE,VA, United States. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by HERITAGE FINANCIAL MANAGEMENT, LLC for all outward international remittances from CHARLOTTESVILLE,VA. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code HFMLUS31

The code HFMLUS31 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code HFMLUS31

Receiving International Wire Transfers

To receive money from abroad at your HERITAGE FINANCIAL MANAGEMENT, LLC account in CHARLOTTESVILLE,VA, share SWIFT code HFMLUS31 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at HERITAGE FINANCIAL MANAGEMENT, LLC, CHARLOTTESVILLE,VA must provide SWIFT code HFMLUS31. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using HERITAGE FINANCIAL MANAGEMENT, LLC in CHARLOTTESVILLE,VA rely on SWIFT code HFMLUS31 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for HERITAGE FINANCIAL MANAGEMENT, LLC →

For cheque clearing or NACH mandates, use the MICR code for HERITAGE FINANCIAL MANAGEMENT, LLC →

For TDS challan deposits, find the BSR code for HERITAGE FINANCIAL MANAGEMENT, LLC →

How SWIFT Code HFMLUS31 Routes an International Transfer

1. Initiation: The sender provides SWIFT code HFMLUS31 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to HERITAGE FINANCIAL MANAGEMENT, LLC.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: HERITAGE FINANCIAL MANAGEMENT, LLC receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code HFMLUS31

• Spaces or lowercase letters — Always enter HFMLUS31 uppercase with no spaces.
• Using the wrong city — This code is for CHARLOTTESVILLE,VA only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within United States.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm HFMLUS31 directly with HERITAGE FINANCIAL MANAGEMENT, LLC's CHARLOTTESVILLE,VA branch or via the SWIFT BIC Directory.