SWIFT Code GERGUS33 — GENESEE REGIONAL BANK, ROCHESTER,NY

About SWIFT Code GERGUS33 — GENESEE REGIONAL BANK, ROCHESTER,NY

SWIFT code GERGUS33 is the official 8-character head-office BIC (Bank Identifier Code) for GENESEE REGIONAL BANK in ROCHESTER,NY, United States. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by GENESEE REGIONAL BANK for all outward international remittances from ROCHESTER,NY. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code GERGUS33

The code GERGUS33 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code GERGUS33

Receiving International Wire Transfers

To receive money from abroad at your GENESEE REGIONAL BANK account in ROCHESTER,NY, share SWIFT code GERGUS33 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at GENESEE REGIONAL BANK, ROCHESTER,NY must provide SWIFT code GERGUS33. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using GENESEE REGIONAL BANK in ROCHESTER,NY rely on SWIFT code GERGUS33 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for GENESEE REGIONAL BANK →

For cheque clearing or NACH mandates, use the MICR code for GENESEE REGIONAL BANK →

For TDS challan deposits, find the BSR code for GENESEE REGIONAL BANK →

How SWIFT Code GERGUS33 Routes an International Transfer

1. Initiation: The sender provides SWIFT code GERGUS33 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to GENESEE REGIONAL BANK.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: GENESEE REGIONAL BANK receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code GERGUS33

• Spaces or lowercase letters — Always enter GERGUS33 uppercase with no spaces.
• Using the wrong city — This code is for ROCHESTER,NY only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within United States.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm GERGUS33 directly with GENESEE REGIONAL BANK's ROCHESTER,NY branch or via the SWIFT BIC Directory.