SWIFT Code GRGAUS31 — GARDNER RUSSO GARDNER, LANCASTER,PA

About SWIFT Code GRGAUS31 — GARDNER RUSSO GARDNER, LANCASTER,PA

SWIFT code GRGAUS31 is the official 8-character head-office BIC (Bank Identifier Code) for GARDNER RUSSO GARDNER in LANCASTER,PA, United States. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by GARDNER RUSSO GARDNER for all outward international remittances from LANCASTER,PA. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code GRGAUS31

The code GRGAUS31 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code GRGAUS31

Receiving International Wire Transfers

To receive money from abroad at your GARDNER RUSSO GARDNER account in LANCASTER,PA, share SWIFT code GRGAUS31 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at GARDNER RUSSO GARDNER, LANCASTER,PA must provide SWIFT code GRGAUS31. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using GARDNER RUSSO GARDNER in LANCASTER,PA rely on SWIFT code GRGAUS31 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for GARDNER RUSSO GARDNER →

For cheque clearing or NACH mandates, use the MICR code for GARDNER RUSSO GARDNER →

For TDS challan deposits, find the BSR code for GARDNER RUSSO GARDNER →

How SWIFT Code GRGAUS31 Routes an International Transfer

1. Initiation: The sender provides SWIFT code GRGAUS31 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to GARDNER RUSSO GARDNER.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: GARDNER RUSSO GARDNER receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code GRGAUS31

• Spaces or lowercase letters — Always enter GRGAUS31 uppercase with no spaces.
• Using the wrong city — This code is for LANCASTER,PA only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within United States.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm GRGAUS31 directly with GARDNER RUSSO GARDNER's LANCASTER,PA branch or via the SWIFT BIC Directory.