SWIFT Code FTBMUS44CHA — FIRST TENNESSEE BANK N.A., CHATTANOOGA,TN

About SWIFT Code FTBMUS44CHA — FIRST TENNESSEE BANK N.A., CHATTANOOGA,TN

SWIFT code FTBMUS44CHA is the official 11-character branch-specific BIC (Bank Identifier Code) for FIRST TENNESSEE BANK N.A. in CHATTANOOGA,TN, United States. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by FIRST TENNESSEE BANK N.A. for all outward international remittances from CHATTANOOGA,TN. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code FTBMUS44CHA

The code FTBMUS44CHA follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code FTBMUS44CHA

Receiving International Wire Transfers

To receive money from abroad at your FIRST TENNESSEE BANK N.A. account in CHATTANOOGA,TN, share SWIFT code FTBMUS44CHA with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at FIRST TENNESSEE BANK N.A., CHATTANOOGA,TN must provide SWIFT code FTBMUS44CHA. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using FIRST TENNESSEE BANK N.A. in CHATTANOOGA,TN rely on SWIFT code FTBMUS44CHA for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for FIRST TENNESSEE BANK N.A. →

For cheque clearing or NACH mandates, use the MICR code for FIRST TENNESSEE BANK N.A. →

For TDS challan deposits, find the BSR code for FIRST TENNESSEE BANK N.A. →

How SWIFT Code FTBMUS44CHA Routes an International Transfer

1. Initiation: The sender provides SWIFT code FTBMUS44CHA and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to FIRST TENNESSEE BANK N.A..
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: FIRST TENNESSEE BANK N.A. receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code FTBMUS44CHA

• Spaces or lowercase letters — Always enter FTBMUS44CHA uppercase with no spaces.
• Using the wrong city — This code is for CHATTANOOGA,TN only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within United States.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm FTBMUS44CHA directly with FIRST TENNESSEE BANK N.A.'s CHATTANOOGA,TN branch or via the SWIFT BIC Directory.