SWIFT Code FCOMUS41 — FIRST COMMERCIAL FINANCIAL GROUP, INC., CHICAGO,IL

About SWIFT Code FCOMUS41 — FIRST COMMERCIAL FINANCIAL GROUP, INC., CHICAGO,IL

SWIFT code FCOMUS41 is the official 8-character head-office BIC (Bank Identifier Code) for FIRST COMMERCIAL FINANCIAL GROUP, INC. in CHICAGO,IL, United States. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by FIRST COMMERCIAL FINANCIAL GROUP, INC. for all outward international remittances from CHICAGO,IL. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code FCOMUS41

The code FCOMUS41 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code FCOMUS41

Receiving International Wire Transfers

To receive money from abroad at your FIRST COMMERCIAL FINANCIAL GROUP, INC. account in CHICAGO,IL, share SWIFT code FCOMUS41 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at FIRST COMMERCIAL FINANCIAL GROUP, INC., CHICAGO,IL must provide SWIFT code FCOMUS41. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using FIRST COMMERCIAL FINANCIAL GROUP, INC. in CHICAGO,IL rely on SWIFT code FCOMUS41 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for FIRST COMMERCIAL FINANCIAL GROUP, INC. →

For cheque clearing or NACH mandates, use the MICR code for FIRST COMMERCIAL FINANCIAL GROUP, INC. →

For TDS challan deposits, find the BSR code for FIRST COMMERCIAL FINANCIAL GROUP, INC. →

How SWIFT Code FCOMUS41 Routes an International Transfer

1. Initiation: The sender provides SWIFT code FCOMUS41 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to FIRST COMMERCIAL FINANCIAL GROUP, INC..
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: FIRST COMMERCIAL FINANCIAL GROUP, INC. receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code FCOMUS41

• Spaces or lowercase letters — Always enter FCOMUS41 uppercase with no spaces.
• Using the wrong city — This code is for CHICAGO,IL only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within United States.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm FCOMUS41 directly with FIRST COMMERCIAL FINANCIAL GROUP, INC.'s CHICAGO,IL branch or via the SWIFT BIC Directory.