SWIFT Code FTBCUS3C — FIFTH THIRD BANK, CINCINNATI,OH

About SWIFT Code FTBCUS3C — FIFTH THIRD BANK, CINCINNATI,OH

SWIFT code FTBCUS3C is the official 8-character head-office BIC (Bank Identifier Code) for FIFTH THIRD BANK in CINCINNATI,OH, United States. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by FIFTH THIRD BANK for all outward international remittances from CINCINNATI,OH. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code FTBCUS3C

The code FTBCUS3C follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code FTBCUS3C

Receiving International Wire Transfers

To receive money from abroad at your FIFTH THIRD BANK account in CINCINNATI,OH, share SWIFT code FTBCUS3C with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at FIFTH THIRD BANK, CINCINNATI,OH must provide SWIFT code FTBCUS3C. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using FIFTH THIRD BANK in CINCINNATI,OH rely on SWIFT code FTBCUS3C for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for FIFTH THIRD BANK →

For cheque clearing or NACH mandates, use the MICR code for FIFTH THIRD BANK →

For TDS challan deposits, find the BSR code for FIFTH THIRD BANK →

How SWIFT Code FTBCUS3C Routes an International Transfer

1. Initiation: The sender provides SWIFT code FTBCUS3C and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to FIFTH THIRD BANK.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: FIFTH THIRD BANK receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code FTBCUS3C

• Spaces or lowercase letters — Always enter FTBCUS3C uppercase with no spaces.
• Using the wrong city — This code is for CINCINNATI,OH only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within United States.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm FTBCUS3C directly with FIFTH THIRD BANK's CINCINNATI,OH branch or via the SWIFT BIC Directory.