SWIFT Code COUYUS31 — COMMUNITY BANK NA, DEWITT,NY
Verified SWIFT/BIC code for COMMUNITY BANK NA in DEWITT,NY, United States. Use this code for international wire transfers.
DEWITT,NY
COMMUNITY BANK NA · United States
SWIFT / BIC Code
COUYUS31
Code Breakdown
IFSC Code
MICR Code
BSR Code
Bank
Branch
DEWITT,NY
City
Country Code
US
Connection Status
Active
About SWIFT Code COUYUS31 — COMMUNITY BANK NA, DEWITT,NY
SWIFT code COUYUS31 is the official 8-character head-office BIC (Bank Identifier Code) for COMMUNITY BANK NA in DEWITT,NY, United States. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.
This code must be provided to the sender when receiving money from abroad, and is required by COMMUNITY BANK NA for all outward international remittances from DEWITT,NY. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.
How to Read SWIFT Code COUYUS31
The code COUYUS31 follows the ISO 9362 standard and breaks down as follows:
| Segment | Value | Length | Meaning |
|---|---|---|---|
| Bank Code | COUY | 4 letters | Identifies COMMUNITY BANK NA as the institution |
| Country Code | US | 2 letters | ISO 3166-1 alpha-2 code for United States |
| Location Code | 31 | 2 chars | City/region identifier within United States |
When to Use SWIFT Code COUYUS31
Receiving International Wire Transfers
To receive money from abroad at your COMMUNITY BANK NA account in DEWITT,NY, share SWIFT code COUYUS31 with the sender along with your full account number, your name as on the account, and the branch address.
NRI Remittances
Non-Resident Indians sending money to NRO/NRE accounts at COMMUNITY BANK NA, DEWITT,NY must provide SWIFT code COUYUS31. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.
Trade Finance and Foreign Payments
Importers and exporters using COMMUNITY BANK NA in DEWITT,NY rely on SWIFT code COUYUS31 for letters of credit, bank guarantees, and foreign currency settlements.
SWIFT Code vs IFSC vs MICR vs BSR — Key Differences
| Code | Format | Used For | Scope |
|---|---|---|---|
SWIFT COUYUS31 | 8 or 11 chars | International wire transfers, NRI remittances, trade finance | Global — 200+ countries |
| IFSC | 11 chars (alpha) | NEFT, RTGS, IMPS, UPI account linking | India domestic only |
| MICR | 9 digits | Cheque clearing (CTS), NACH mandates, SIP registration | India domestic only |
| BSR | 7 digits | TDS challan filing, Form 16, Form 26AS, TRACES | India income tax only |
Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for COMMUNITY BANK NA →
For cheque clearing or NACH mandates, use the MICR code for COMMUNITY BANK NA →
For TDS challan deposits, find the BSR code for COMMUNITY BANK NA →
How SWIFT Code COUYUS31 Routes an International Transfer
- Initiation: The sender provides SWIFT code COUYUS31 and account number to their bank.
- Validation: The sending bank validates the BIC against the SWIFT registry.
- Routing: An MT103 SWIFT message is transmitted through the network to COMMUNITY BANK NA.
- Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
- Credit: COMMUNITY BANK NA receives the SWIFT message and credits the account. Total time: 1–5 business days.
Common Mistakes When Using SWIFT Code COUYUS31
- Spaces or lowercase letters — Always enter
COUYUS31uppercase with no spaces. - Using the wrong city — This code is for DEWITT,NY only.
- Truncating to 8 characters — When 11 characters are required, always use the full code.
- Using SWIFT for domestic transfers — Use the IFSC code for any transfer within United States.
Data Accuracy
BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm COUYUS31 directly with COMMUNITY BANK NA's DEWITT,NY branch or via the SWIFT BIC Directory.
SWIFT code data sourced from SWIFT Official Directory and verified against COMMUNITY BANK NA's published disclosures. Last reviewed Jun 2026 by BankZop Editorial Team. About our data sources →
