SWIFT Code CTZIUS33BKT — CITIZENS BANK, NA, MEDFORD,MA

About SWIFT Code CTZIUS33BKT — CITIZENS BANK, NA, MEDFORD,MA

SWIFT code CTZIUS33BKT is the official 11-character branch-specific BIC (Bank Identifier Code) for CITIZENS BANK, NA in MEDFORD,MA, United States. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by CITIZENS BANK, NA for all outward international remittances from MEDFORD,MA. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code CTZIUS33BKT

The code CTZIUS33BKT follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code CTZIUS33BKT

Receiving International Wire Transfers

To receive money from abroad at your CITIZENS BANK, NA account in MEDFORD,MA, share SWIFT code CTZIUS33BKT with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at CITIZENS BANK, NA, MEDFORD,MA must provide SWIFT code CTZIUS33BKT. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using CITIZENS BANK, NA in MEDFORD,MA rely on SWIFT code CTZIUS33BKT for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for CITIZENS BANK, NA →

For cheque clearing or NACH mandates, use the MICR code for CITIZENS BANK, NA →

For TDS challan deposits, find the BSR code for CITIZENS BANK, NA →

How SWIFT Code CTZIUS33BKT Routes an International Transfer

1. Initiation: The sender provides SWIFT code CTZIUS33BKT and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to CITIZENS BANK, NA.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: CITIZENS BANK, NA receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code CTZIUS33BKT

• Spaces or lowercase letters — Always enter CTZIUS33BKT uppercase with no spaces.
• Using the wrong city — This code is for MEDFORD,MA only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within United States.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm CTZIUS33BKT directly with CITIZENS BANK, NA's MEDFORD,MA branch or via the SWIFT BIC Directory.