SWIFT Code CIRCUS31 — CIRCLE TRUST COMPANY, STAMFORD,CT

Verified SWIFT/BIC code for CIRCLE TRUST COMPANY in STAMFORD,CT, United States. Use this code for international wire transfers.

Updated Jun 2026 SWIFT Official Data Live Data
United St…
CIRCLE TR…
STAMFORD,…
Result
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STAMFORD,CT

CIRCLE TRUST COMPANY · United States

SWIFT Verified

SWIFT / BIC Code

CIRCUS31

Code Breakdown

CIRC Bank Code
·
US Country
·
31 Location

Branch

STAMFORD,CT

Country Code

US

Connection Status

Active

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About SWIFT Code CIRCUS31 — CIRCLE TRUST COMPANY, STAMFORD,CT

SWIFT code CIRCUS31 is the official 8-character head-office BIC (Bank Identifier Code) for CIRCLE TRUST COMPANY in STAMFORD,CT, United States. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by CIRCLE TRUST COMPANY for all outward international remittances from STAMFORD,CT. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code CIRCUS31

The code CIRCUS31 follows the ISO 9362 standard and breaks down as follows:

SegmentValueLengthMeaning
Bank CodeCIRC4 lettersIdentifies CIRCLE TRUST COMPANY as the institution
Country CodeUS2 lettersISO 3166-1 alpha-2 code for United States
Location Code312 charsCity/region identifier within United States
Quick Tip: CIRCUS31 is a 8-character head-office BIC. When the branch code is unknown, this 8-character code is accepted by most sending banks — CIRCLE TRUST COMPANY will route the funds internally.

When to Use SWIFT Code CIRCUS31

Receiving International Wire Transfers

To receive money from abroad at your CIRCLE TRUST COMPANY account in STAMFORD,CT, share SWIFT code CIRCUS31 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at CIRCLE TRUST COMPANY, STAMFORD,CT must provide SWIFT code CIRCUS31. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using CIRCLE TRUST COMPANY in STAMFORD,CT rely on SWIFT code CIRCUS31 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

CodeFormatUsed ForScope
SWIFT CIRCUS318 or 11 charsInternational wire transfers, NRI remittances, trade financeGlobal — 200+ countries
IFSC11 chars (alpha)NEFT, RTGS, IMPS, UPI account linkingIndia domestic only
MICR9 digitsCheque clearing (CTS), NACH mandates, SIP registrationIndia domestic only
BSR7 digitsTDS challan filing, Form 16, Form 26AS, TRACESIndia income tax only
Important: Never enter SWIFT code CIRCUS31 in a field asking for an IFSC, MICR, or BSR code. Each serves a different system.

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for CIRCLE TRUST COMPANY →

For cheque clearing or NACH mandates, use the MICR code for CIRCLE TRUST COMPANY →

For TDS challan deposits, find the BSR code for CIRCLE TRUST COMPANY →

How SWIFT Code CIRCUS31 Routes an International Transfer

  1. Initiation: The sender provides SWIFT code CIRCUS31 and account number to their bank.
  2. Validation: The sending bank validates the BIC against the SWIFT registry.
  3. Routing: An MT103 SWIFT message is transmitted through the network to CIRCLE TRUST COMPANY.
  4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
  5. Credit: CIRCLE TRUST COMPANY receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code CIRCUS31

  • Spaces or lowercase letters — Always enter CIRCUS31 uppercase with no spaces.
  • Using the wrong city — This code is for STAMFORD,CT only.
  • Truncating to 8 characters — When 11 characters are required, always use the full code.
  • Using SWIFT for domestic transfers — Use the IFSC code for any transfer within United States.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm CIRCUS31 directly with CIRCLE TRUST COMPANY's STAMFORD,CT branch or via the SWIFT BIC Directory.

SWIFT code data sourced from SWIFT Official Directory and verified against CIRCLE TRUST COMPANY's published disclosures. Last reviewed Jun 2026 by BankZop Editorial Team. About our data sources →

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Frequently Asked Questions