SWIFT Code BRFSUS4T — BREMER BANK N.A., LAKE ELMO,MN

About SWIFT Code BRFSUS4T — BREMER BANK N.A., LAKE ELMO,MN

SWIFT code BRFSUS4T is the official 8-character head-office BIC (Bank Identifier Code) for BREMER BANK N.A. in LAKE ELMO,MN, United States. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by BREMER BANK N.A. for all outward international remittances from LAKE ELMO,MN. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code BRFSUS4T

The code BRFSUS4T follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code BRFSUS4T

Receiving International Wire Transfers

To receive money from abroad at your BREMER BANK N.A. account in LAKE ELMO,MN, share SWIFT code BRFSUS4T with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at BREMER BANK N.A., LAKE ELMO,MN must provide SWIFT code BRFSUS4T. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using BREMER BANK N.A. in LAKE ELMO,MN rely on SWIFT code BRFSUS4T for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for BREMER BANK N.A. →

For cheque clearing or NACH mandates, use the MICR code for BREMER BANK N.A. →

For TDS challan deposits, find the BSR code for BREMER BANK N.A. →

How SWIFT Code BRFSUS4T Routes an International Transfer

1. Initiation: The sender provides SWIFT code BRFSUS4T and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to BREMER BANK N.A..
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: BREMER BANK N.A. receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code BRFSUS4T

• Spaces or lowercase letters — Always enter BRFSUS4T uppercase with no spaces.
• Using the wrong city — This code is for LAKE ELMO,MN only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within United States.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm BRFSUS4T directly with BREMER BANK N.A.'s LAKE ELMO,MN branch or via the SWIFT BIC Directory.