SWIFT Code BUFBUS3M — BANKUNITED N.A, MIAMI LAKES,FL

About SWIFT Code BUFBUS3M — BANKUNITED N.A, MIAMI LAKES,FL

SWIFT code BUFBUS3M is the official 8-character head-office BIC (Bank Identifier Code) for BANKUNITED N.A in MIAMI LAKES,FL, United States. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by BANKUNITED N.A for all outward international remittances from MIAMI LAKES,FL. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code BUFBUS3M

The code BUFBUS3M follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code BUFBUS3M

Receiving International Wire Transfers

To receive money from abroad at your BANKUNITED N.A account in MIAMI LAKES,FL, share SWIFT code BUFBUS3M with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at BANKUNITED N.A, MIAMI LAKES,FL must provide SWIFT code BUFBUS3M. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using BANKUNITED N.A in MIAMI LAKES,FL rely on SWIFT code BUFBUS3M for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for BANKUNITED N.A →

For cheque clearing or NACH mandates, use the MICR code for BANKUNITED N.A →

For TDS challan deposits, find the BSR code for BANKUNITED N.A →

How SWIFT Code BUFBUS3M Routes an International Transfer

1. Initiation: The sender provides SWIFT code BUFBUS3M and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to BANKUNITED N.A.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: BANKUNITED N.A receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code BUFBUS3M

• Spaces or lowercase letters — Always enter BUFBUS3M uppercase with no spaces.
• Using the wrong city — This code is for MIAMI LAKES,FL only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within United States.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm BUFBUS3M directly with BANKUNITED N.A's MIAMI LAKES,FL branch or via the SWIFT BIC Directory.