SWIFT Code POALUS33MIA — BANK HAPOALIM B.M., MIAMI,FL
Verified SWIFT/BIC code for BANK HAPOALIM B.M. in MIAMI,FL, United States. Use this code for international wire transfers.
MIAMI,FL
BANK HAPOALIM B.M. · United States
SWIFT / BIC Code
POALUS33MIA
Code Breakdown
IFSC Code
MICR Code
BSR Code
Bank
Branch
(MIAMI BRANCH)
City
Country Code
US
Connection Status
Active
About SWIFT Code POALUS33MIA — BANK HAPOALIM B.M., MIAMI,FL
SWIFT code POALUS33MIA is the official 11-character branch-specific BIC (Bank Identifier Code) for BANK HAPOALIM B.M. in MIAMI,FL, United States. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.
This code must be provided to the sender when receiving money from abroad, and is required by BANK HAPOALIM B.M. for all outward international remittances from MIAMI,FL. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.
How to Read SWIFT Code POALUS33MIA
The code POALUS33MIA follows the ISO 9362 standard and breaks down as follows:
| Segment | Value | Length | Meaning |
|---|---|---|---|
| Bank Code | POAL | 4 letters | Identifies BANK HAPOALIM B.M. as the institution |
| Country Code | US | 2 letters | ISO 3166-1 alpha-2 code for United States |
| Location Code | 33 | 2 chars | City/region identifier within United States |
| Branch Code | MIA | 3 chars | Identifies the specific MIAMI,FL branch |
When to Use SWIFT Code POALUS33MIA
Receiving International Wire Transfers
To receive money from abroad at your BANK HAPOALIM B.M. account in MIAMI,FL, share SWIFT code POALUS33MIA with the sender along with your full account number, your name as on the account, and the branch address.
NRI Remittances
Non-Resident Indians sending money to NRO/NRE accounts at BANK HAPOALIM B.M., MIAMI,FL must provide SWIFT code POALUS33MIA. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.
Trade Finance and Foreign Payments
Importers and exporters using BANK HAPOALIM B.M. in MIAMI,FL rely on SWIFT code POALUS33MIA for letters of credit, bank guarantees, and foreign currency settlements.
SWIFT Code vs IFSC vs MICR vs BSR — Key Differences
| Code | Format | Used For | Scope |
|---|---|---|---|
SWIFT POALUS33MIA | 8 or 11 chars | International wire transfers, NRI remittances, trade finance | Global — 200+ countries |
| IFSC | 11 chars (alpha) | NEFT, RTGS, IMPS, UPI account linking | India domestic only |
| MICR | 9 digits | Cheque clearing (CTS), NACH mandates, SIP registration | India domestic only |
| BSR | 7 digits | TDS challan filing, Form 16, Form 26AS, TRACES | India income tax only |
Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for BANK HAPOALIM B.M. →
For cheque clearing or NACH mandates, use the MICR code for BANK HAPOALIM B.M. →
For TDS challan deposits, find the BSR code for BANK HAPOALIM B.M. →
How SWIFT Code POALUS33MIA Routes an International Transfer
- Initiation: The sender provides SWIFT code POALUS33MIA and account number to their bank.
- Validation: The sending bank validates the BIC against the SWIFT registry.
- Routing: An MT103 SWIFT message is transmitted through the network to BANK HAPOALIM B.M..
- Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
- Credit: BANK HAPOALIM B.M. receives the SWIFT message and credits the account. Total time: 1–5 business days.
Common Mistakes When Using SWIFT Code POALUS33MIA
- Spaces or lowercase letters — Always enter
POALUS33MIAuppercase with no spaces. - Using the wrong city — This code is for MIAMI,FL only.
- Truncating to 8 characters — When 11 characters are required, always use the full code.
- Using SWIFT for domestic transfers — Use the IFSC code for any transfer within United States.
Data Accuracy
BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm POALUS33MIA directly with BANK HAPOALIM B.M.'s MIAMI,FL branch or via the SWIFT BIC Directory.
SWIFT code data sourced from SWIFT Official Directory and verified against BANK HAPOALIM B.M.'s published disclosures. Last reviewed Jun 2026 by BankZop Editorial Team. About our data sources →