SWIFT Code ITAUUS3M — BANCO ITAU INTERNATIONAL, MIAMI,FL
Verified SWIFT/BIC code for BANCO ITAU INTERNATIONAL in MIAMI,FL, United States. Use this code for international wire transfers.
MIAMI,FL
BANCO ITAU INTERNATIONAL · United States
SWIFT / BIC Code
ITAUUS3M
Code Breakdown
IFSC Code
MICR Code
BSR Code
Branch
MIAMI,FL
City
Country Code
US
Connection Status
Active
About SWIFT Code ITAUUS3M — BANCO ITAU INTERNATIONAL, MIAMI,FL
SWIFT code ITAUUS3M is the official 8-character head-office BIC (Bank Identifier Code) for BANCO ITAU INTERNATIONAL in MIAMI,FL, United States. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.
This code must be provided to the sender when receiving money from abroad, and is required by BANCO ITAU INTERNATIONAL for all outward international remittances from MIAMI,FL. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.
How to Read SWIFT Code ITAUUS3M
The code ITAUUS3M follows the ISO 9362 standard and breaks down as follows:
| Segment | Value | Length | Meaning |
|---|---|---|---|
| Bank Code | ITAU | 4 letters | Identifies BANCO ITAU INTERNATIONAL as the institution |
| Country Code | US | 2 letters | ISO 3166-1 alpha-2 code for United States |
| Location Code | 3M | 2 chars | City/region identifier within United States |
When to Use SWIFT Code ITAUUS3M
Receiving International Wire Transfers
To receive money from abroad at your BANCO ITAU INTERNATIONAL account in MIAMI,FL, share SWIFT code ITAUUS3M with the sender along with your full account number, your name as on the account, and the branch address.
NRI Remittances
Non-Resident Indians sending money to NRO/NRE accounts at BANCO ITAU INTERNATIONAL, MIAMI,FL must provide SWIFT code ITAUUS3M. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.
Trade Finance and Foreign Payments
Importers and exporters using BANCO ITAU INTERNATIONAL in MIAMI,FL rely on SWIFT code ITAUUS3M for letters of credit, bank guarantees, and foreign currency settlements.
SWIFT Code vs IFSC vs MICR vs BSR — Key Differences
| Code | Format | Used For | Scope |
|---|---|---|---|
SWIFT ITAUUS3M | 8 or 11 chars | International wire transfers, NRI remittances, trade finance | Global — 200+ countries |
| IFSC | 11 chars (alpha) | NEFT, RTGS, IMPS, UPI account linking | India domestic only |
| MICR | 9 digits | Cheque clearing (CTS), NACH mandates, SIP registration | India domestic only |
| BSR | 7 digits | TDS challan filing, Form 16, Form 26AS, TRACES | India income tax only |
Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for BANCO ITAU INTERNATIONAL →
For cheque clearing or NACH mandates, use the MICR code for BANCO ITAU INTERNATIONAL →
For TDS challan deposits, find the BSR code for BANCO ITAU INTERNATIONAL →
How SWIFT Code ITAUUS3M Routes an International Transfer
- Initiation: The sender provides SWIFT code ITAUUS3M and account number to their bank.
- Validation: The sending bank validates the BIC against the SWIFT registry.
- Routing: An MT103 SWIFT message is transmitted through the network to BANCO ITAU INTERNATIONAL.
- Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
- Credit: BANCO ITAU INTERNATIONAL receives the SWIFT message and credits the account. Total time: 1–5 business days.
Common Mistakes When Using SWIFT Code ITAUUS3M
- Spaces or lowercase letters — Always enter
ITAUUS3Muppercase with no spaces. - Using the wrong city — This code is for MIAMI,FL only.
- Truncating to 8 characters — When 11 characters are required, always use the full code.
- Using SWIFT for domestic transfers — Use the IFSC code for any transfer within United States.
Data Accuracy
BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm ITAUUS3M directly with BANCO ITAU INTERNATIONAL's MIAMI,FL branch or via the SWIFT BIC Directory.
SWIFT code data sourced from SWIFT Official Directory and verified against BANCO ITAU INTERNATIONAL's published disclosures. Last reviewed Jun 2026 by BankZop Editorial Team. About our data sources →