SWIFT Code BSNBUS31 — BALLSTON SPA NATIONAL BANK, BALLSTON SPA,NY

About SWIFT Code BSNBUS31 — BALLSTON SPA NATIONAL BANK, BALLSTON SPA,NY

SWIFT code BSNBUS31 is the official 8-character head-office BIC (Bank Identifier Code) for BALLSTON SPA NATIONAL BANK in BALLSTON SPA,NY, United States. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by BALLSTON SPA NATIONAL BANK for all outward international remittances from BALLSTON SPA,NY. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code BSNBUS31

The code BSNBUS31 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code BSNBUS31

Receiving International Wire Transfers

To receive money from abroad at your BALLSTON SPA NATIONAL BANK account in BALLSTON SPA,NY, share SWIFT code BSNBUS31 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at BALLSTON SPA NATIONAL BANK, BALLSTON SPA,NY must provide SWIFT code BSNBUS31. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using BALLSTON SPA NATIONAL BANK in BALLSTON SPA,NY rely on SWIFT code BSNBUS31 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for BALLSTON SPA NATIONAL BANK →

For cheque clearing or NACH mandates, use the MICR code for BALLSTON SPA NATIONAL BANK →

For TDS challan deposits, find the BSR code for BALLSTON SPA NATIONAL BANK →

How SWIFT Code BSNBUS31 Routes an International Transfer

1. Initiation: The sender provides SWIFT code BSNBUS31 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to BALLSTON SPA NATIONAL BANK.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: BALLSTON SPA NATIONAL BANK receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code BSNBUS31

• Spaces or lowercase letters — Always enter BSNBUS31 uppercase with no spaces.
• Using the wrong city — This code is for BALLSTON SPA,NY only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within United States.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm BSNBUS31 directly with BALLSTON SPA NATIONAL BANK's BALLSTON SPA,NY branch or via the SWIFT BIC Directory.