SWIFT Code ALRUUS44 — ALPINE BANK AND TRUST CO, ROCKFORD,IL

About SWIFT Code ALRUUS44 — ALPINE BANK AND TRUST CO, ROCKFORD,IL

SWIFT code ALRUUS44 is the official 8-character head-office BIC (Bank Identifier Code) for ALPINE BANK AND TRUST CO in ROCKFORD,IL, United States. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by ALPINE BANK AND TRUST CO for all outward international remittances from ROCKFORD,IL. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code ALRUUS44

The code ALRUUS44 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code ALRUUS44

Receiving International Wire Transfers

To receive money from abroad at your ALPINE BANK AND TRUST CO account in ROCKFORD,IL, share SWIFT code ALRUUS44 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at ALPINE BANK AND TRUST CO, ROCKFORD,IL must provide SWIFT code ALRUUS44. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using ALPINE BANK AND TRUST CO in ROCKFORD,IL rely on SWIFT code ALRUUS44 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for ALPINE BANK AND TRUST CO →

For cheque clearing or NACH mandates, use the MICR code for ALPINE BANK AND TRUST CO →

For TDS challan deposits, find the BSR code for ALPINE BANK AND TRUST CO →

How SWIFT Code ALRUUS44 Routes an International Transfer

1. Initiation: The sender provides SWIFT code ALRUUS44 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to ALPINE BANK AND TRUST CO.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: ALPINE BANK AND TRUST CO receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code ALRUUS44

• Spaces or lowercase letters — Always enter ALRUUS44 uppercase with no spaces.
• Using the wrong city — This code is for ROCKFORD,IL only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within United States.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm ALRUUS44 directly with ALPINE BANK AND TRUST CO's ROCKFORD,IL branch or via the SWIFT BIC Directory.