SWIFT Code ALOEUS44 — ALOSTAR BANK OF COMMERCE, BIRMINGHAM,AL
Verified SWIFT/BIC code for ALOSTAR BANK OF COMMERCE in BIRMINGHAM,AL, United States. Use this code for international wire transfers.
BIRMINGHAM,AL
ALOSTAR BANK OF COMMERCE · United States
SWIFT / BIC Code
ALOEUS44
Code Breakdown
IFSC Code
MICR Code
BSR Code
Branch
BIRMINGHAM,AL
City
Country Code
US
Connection Status
Active
About SWIFT Code ALOEUS44 — ALOSTAR BANK OF COMMERCE, BIRMINGHAM,AL
SWIFT code ALOEUS44 is the official 8-character head-office BIC (Bank Identifier Code) for ALOSTAR BANK OF COMMERCE in BIRMINGHAM,AL, United States. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.
This code must be provided to the sender when receiving money from abroad, and is required by ALOSTAR BANK OF COMMERCE for all outward international remittances from BIRMINGHAM,AL. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.
How to Read SWIFT Code ALOEUS44
The code ALOEUS44 follows the ISO 9362 standard and breaks down as follows:
| Segment | Value | Length | Meaning |
|---|---|---|---|
| Bank Code | ALOE | 4 letters | Identifies ALOSTAR BANK OF COMMERCE as the institution |
| Country Code | US | 2 letters | ISO 3166-1 alpha-2 code for United States |
| Location Code | 44 | 2 chars | City/region identifier within United States |
When to Use SWIFT Code ALOEUS44
Receiving International Wire Transfers
To receive money from abroad at your ALOSTAR BANK OF COMMERCE account in BIRMINGHAM,AL, share SWIFT code ALOEUS44 with the sender along with your full account number, your name as on the account, and the branch address.
NRI Remittances
Non-Resident Indians sending money to NRO/NRE accounts at ALOSTAR BANK OF COMMERCE, BIRMINGHAM,AL must provide SWIFT code ALOEUS44. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.
Trade Finance and Foreign Payments
Importers and exporters using ALOSTAR BANK OF COMMERCE in BIRMINGHAM,AL rely on SWIFT code ALOEUS44 for letters of credit, bank guarantees, and foreign currency settlements.
SWIFT Code vs IFSC vs MICR vs BSR — Key Differences
| Code | Format | Used For | Scope |
|---|---|---|---|
SWIFT ALOEUS44 | 8 or 11 chars | International wire transfers, NRI remittances, trade finance | Global — 200+ countries |
| IFSC | 11 chars (alpha) | NEFT, RTGS, IMPS, UPI account linking | India domestic only |
| MICR | 9 digits | Cheque clearing (CTS), NACH mandates, SIP registration | India domestic only |
| BSR | 7 digits | TDS challan filing, Form 16, Form 26AS, TRACES | India income tax only |
Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for ALOSTAR BANK OF COMMERCE →
For cheque clearing or NACH mandates, use the MICR code for ALOSTAR BANK OF COMMERCE →
For TDS challan deposits, find the BSR code for ALOSTAR BANK OF COMMERCE →
How SWIFT Code ALOEUS44 Routes an International Transfer
- Initiation: The sender provides SWIFT code ALOEUS44 and account number to their bank.
- Validation: The sending bank validates the BIC against the SWIFT registry.
- Routing: An MT103 SWIFT message is transmitted through the network to ALOSTAR BANK OF COMMERCE.
- Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
- Credit: ALOSTAR BANK OF COMMERCE receives the SWIFT message and credits the account. Total time: 1–5 business days.
Common Mistakes When Using SWIFT Code ALOEUS44
- Spaces or lowercase letters — Always enter
ALOEUS44uppercase with no spaces. - Using the wrong city — This code is for BIRMINGHAM,AL only.
- Truncating to 8 characters — When 11 characters are required, always use the full code.
- Using SWIFT for domestic transfers — Use the IFSC code for any transfer within United States.
Data Accuracy
BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm ALOEUS44 directly with ALOSTAR BANK OF COMMERCE's BIRMINGHAM,AL branch or via the SWIFT BIC Directory.
SWIFT code data sourced from SWIFT Official Directory and verified against ALOSTAR BANK OF COMMERCE's published disclosures. Last reviewed Jun 2026 by BankZop Editorial Team. About our data sources →
