SWIFT Code VAIRGB21 — VALU-TRAC INVESTMENT RESEARCH LIMITED, FOCHABERS

About SWIFT Code VAIRGB21 — VALU-TRAC INVESTMENT RESEARCH LIMITED, FOCHABERS

SWIFT code VAIRGB21 is the official 8-character head-office BIC (Bank Identifier Code) for VALU-TRAC INVESTMENT RESEARCH LIMITED in FOCHABERS, United Kingdom. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by VALU-TRAC INVESTMENT RESEARCH LIMITED for all outward international remittances from FOCHABERS. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code VAIRGB21

The code VAIRGB21 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code VAIRGB21

Receiving International Wire Transfers

To receive money from abroad at your VALU-TRAC INVESTMENT RESEARCH LIMITED account in FOCHABERS, share SWIFT code VAIRGB21 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at VALU-TRAC INVESTMENT RESEARCH LIMITED, FOCHABERS must provide SWIFT code VAIRGB21. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using VALU-TRAC INVESTMENT RESEARCH LIMITED in FOCHABERS rely on SWIFT code VAIRGB21 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for VALU-TRAC INVESTMENT RESEARCH LIMITED →

For cheque clearing or NACH mandates, use the MICR code for VALU-TRAC INVESTMENT RESEARCH LIMITED →

For TDS challan deposits, find the BSR code for VALU-TRAC INVESTMENT RESEARCH LIMITED →

How SWIFT Code VAIRGB21 Routes an International Transfer

1. Initiation: The sender provides SWIFT code VAIRGB21 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to VALU-TRAC INVESTMENT RESEARCH LIMITED.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: VALU-TRAC INVESTMENT RESEARCH LIMITED receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code VAIRGB21

• Spaces or lowercase letters — Always enter VAIRGB21 uppercase with no spaces.
• Using the wrong city — This code is for FOCHABERS only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within United Kingdom.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm VAIRGB21 directly with VALU-TRAC INVESTMENT RESEARCH LIMITED's FOCHABERS branch or via the SWIFT BIC Directory.