SWIFT Code SMIWGB2LFAL — SMITH AND WILLIAMSON INVESTMENTS MANAGEMENT LIMITED, GLASGOW

About SWIFT Code SMIWGB2LFAL — SMITH AND WILLIAMSON INVESTMENTS MANAGEMENT LIMITED, GLASGOW

SWIFT code SMIWGB2LFAL is the official 11-character branch-specific BIC (Bank Identifier Code) for SMITH AND WILLIAMSON INVESTMENTS MANAGEMENT LIMITED in GLASGOW, United Kingdom. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by SMITH AND WILLIAMSON INVESTMENTS MANAGEMENT LIMITED for all outward international remittances from GLASGOW. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code SMIWGB2LFAL

The code SMIWGB2LFAL follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code SMIWGB2LFAL

Receiving International Wire Transfers

To receive money from abroad at your SMITH AND WILLIAMSON INVESTMENTS MANAGEMENT LIMITED account in GLASGOW, share SWIFT code SMIWGB2LFAL with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at SMITH AND WILLIAMSON INVESTMENTS MANAGEMENT LIMITED, GLASGOW must provide SWIFT code SMIWGB2LFAL. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using SMITH AND WILLIAMSON INVESTMENTS MANAGEMENT LIMITED in GLASGOW rely on SWIFT code SMIWGB2LFAL for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for SMITH AND WILLIAMSON INVESTMENTS MANAGEMENT LIMITED →

For cheque clearing or NACH mandates, use the MICR code for SMITH AND WILLIAMSON INVESTMENTS MANAGEMENT LIMITED →

For TDS challan deposits, find the BSR code for SMITH AND WILLIAMSON INVESTMENTS MANAGEMENT LIMITED →

How SWIFT Code SMIWGB2LFAL Routes an International Transfer

1. Initiation: The sender provides SWIFT code SMIWGB2LFAL and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to SMITH AND WILLIAMSON INVESTMENTS MANAGEMENT LIMITED.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: SMITH AND WILLIAMSON INVESTMENTS MANAGEMENT LIMITED receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code SMIWGB2LFAL

• Spaces or lowercase letters — Always enter SMIWGB2LFAL uppercase with no spaces.
• Using the wrong city — This code is for GLASGOW only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within United Kingdom.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm SMIWGB2LFAL directly with SMITH AND WILLIAMSON INVESTMENTS MANAGEMENT LIMITED's GLASGOW branch or via the SWIFT BIC Directory.