SWIFT Code RBOSGB2106W — ROYAL BANK OF SCOTLAND PLC, HARROGATE
Verified SWIFT/BIC code for ROYAL BANK OF SCOTLAND PLC in HARROGATE, United Kingdom. Use this code for international wire transfers.
HARROGATE
ROYAL BANK OF SCOTLAND PLC · United Kingdom
SWIFT / BIC Code
RBOSGB2106W
Code Breakdown
IFSC Code
MICR Code
BSR Code
Branch
(RBS CARDS FINANCE)
City
Country Code
GB
Connection Status
Active
- RBOSGB21463 (HARROGATE)
About SWIFT Code RBOSGB2106W — ROYAL BANK OF SCOTLAND PLC, HARROGATE
SWIFT code RBOSGB2106W is the official 11-character branch-specific BIC (Bank Identifier Code) for ROYAL BANK OF SCOTLAND PLC in HARROGATE, United Kingdom. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.
This code must be provided to the sender when receiving money from abroad, and is required by ROYAL BANK OF SCOTLAND PLC for all outward international remittances from HARROGATE. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.
How to Read SWIFT Code RBOSGB2106W
The code RBOSGB2106W follows the ISO 9362 standard and breaks down as follows:
| Segment | Value | Length | Meaning |
|---|---|---|---|
| Bank Code | RBOS | 4 letters | Identifies ROYAL BANK OF SCOTLAND PLC as the institution |
| Country Code | GB | 2 letters | ISO 3166-1 alpha-2 code for United Kingdom |
| Location Code | 21 | 2 chars | City/region identifier within United Kingdom |
| Branch Code | 06W | 3 chars | Identifies the specific HARROGATE branch |
When to Use SWIFT Code RBOSGB2106W
Receiving International Wire Transfers
To receive money from abroad at your ROYAL BANK OF SCOTLAND PLC account in HARROGATE, share SWIFT code RBOSGB2106W with the sender along with your full account number, your name as on the account, and the branch address.
NRI Remittances
Non-Resident Indians sending money to NRO/NRE accounts at ROYAL BANK OF SCOTLAND PLC, HARROGATE must provide SWIFT code RBOSGB2106W. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.
Trade Finance and Foreign Payments
Importers and exporters using ROYAL BANK OF SCOTLAND PLC in HARROGATE rely on SWIFT code RBOSGB2106W for letters of credit, bank guarantees, and foreign currency settlements.
SWIFT Code vs IFSC vs MICR vs BSR — Key Differences
| Code | Format | Used For | Scope |
|---|---|---|---|
SWIFT RBOSGB2106W | 8 or 11 chars | International wire transfers, NRI remittances, trade finance | Global — 200+ countries |
| IFSC | 11 chars (alpha) | NEFT, RTGS, IMPS, UPI account linking | India domestic only |
| MICR | 9 digits | Cheque clearing (CTS), NACH mandates, SIP registration | India domestic only |
| BSR | 7 digits | TDS challan filing, Form 16, Form 26AS, TRACES | India income tax only |
Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for ROYAL BANK OF SCOTLAND PLC →
For cheque clearing or NACH mandates, use the MICR code for ROYAL BANK OF SCOTLAND PLC →
For TDS challan deposits, find the BSR code for ROYAL BANK OF SCOTLAND PLC →
How SWIFT Code RBOSGB2106W Routes an International Transfer
- Initiation: The sender provides SWIFT code RBOSGB2106W and account number to their bank.
- Validation: The sending bank validates the BIC against the SWIFT registry.
- Routing: An MT103 SWIFT message is transmitted through the network to ROYAL BANK OF SCOTLAND PLC.
- Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
- Credit: ROYAL BANK OF SCOTLAND PLC receives the SWIFT message and credits the account. Total time: 1–5 business days.
Common Mistakes When Using SWIFT Code RBOSGB2106W
- Spaces or lowercase letters — Always enter
RBOSGB2106Wuppercase with no spaces. - Using the wrong city — This code is for HARROGATE only.
- Truncating to 8 characters — When 11 characters are required, always use the full code.
- Using SWIFT for domestic transfers — Use the IFSC code for any transfer within United Kingdom.
Data Accuracy
BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm RBOSGB2106W directly with ROYAL BANK OF SCOTLAND PLC's HARROGATE branch or via the SWIFT BIC Directory.
SWIFT code data sourced from SWIFT Official Directory and verified against ROYAL BANK OF SCOTLAND PLC's published disclosures. Last reviewed Jun 2026 by BankZop Editorial Team. About our data sources →
