SWIFT Code RCINGB21 — RCI BANK UK, WATFORD

About SWIFT Code RCINGB21 — RCI BANK UK, WATFORD

SWIFT code RCINGB21 is the official 8-character head-office BIC (Bank Identifier Code) for RCI BANK UK in WATFORD, United Kingdom. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by RCI BANK UK for all outward international remittances from WATFORD. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code RCINGB21

The code RCINGB21 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code RCINGB21

Receiving International Wire Transfers

To receive money from abroad at your RCI BANK UK account in WATFORD, share SWIFT code RCINGB21 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at RCI BANK UK, WATFORD must provide SWIFT code RCINGB21. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using RCI BANK UK in WATFORD rely on SWIFT code RCINGB21 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for RCI BANK UK →

For cheque clearing or NACH mandates, use the MICR code for RCI BANK UK →

For TDS challan deposits, find the BSR code for RCI BANK UK →

How SWIFT Code RCINGB21 Routes an International Transfer

1. Initiation: The sender provides SWIFT code RCINGB21 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to RCI BANK UK.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: RCI BANK UK receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code RCINGB21

• Spaces or lowercase letters — Always enter RCINGB21 uppercase with no spaces.
• Using the wrong city — This code is for WATFORD only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within United Kingdom.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm RCINGB21 directly with RCI BANK UK's WATFORD branch or via the SWIFT BIC Directory.