SWIFT Code RAPHGB31 — R RAPHAELS AND SONS PLC, LONDON

About SWIFT Code RAPHGB31 — R RAPHAELS AND SONS PLC, LONDON

SWIFT code RAPHGB31 is the official 8-character head-office BIC (Bank Identifier Code) for R RAPHAELS AND SONS PLC in LONDON, United Kingdom. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by R RAPHAELS AND SONS PLC for all outward international remittances from LONDON. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code RAPHGB31

The code RAPHGB31 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code RAPHGB31

Receiving International Wire Transfers

To receive money from abroad at your R RAPHAELS AND SONS PLC account in LONDON, share SWIFT code RAPHGB31 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at R RAPHAELS AND SONS PLC, LONDON must provide SWIFT code RAPHGB31. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using R RAPHAELS AND SONS PLC in LONDON rely on SWIFT code RAPHGB31 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for R RAPHAELS AND SONS PLC →

For cheque clearing or NACH mandates, use the MICR code for R RAPHAELS AND SONS PLC →

For TDS challan deposits, find the BSR code for R RAPHAELS AND SONS PLC →

How SWIFT Code RAPHGB31 Routes an International Transfer

1. Initiation: The sender provides SWIFT code RAPHGB31 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to R RAPHAELS AND SONS PLC.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: R RAPHAELS AND SONS PLC receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code RAPHGB31

• Spaces or lowercase letters — Always enter RAPHGB31 uppercase with no spaces.
• Using the wrong city — This code is for LONDON only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within United Kingdom.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm RAPHGB31 directly with R RAPHAELS AND SONS PLC's LONDON branch or via the SWIFT BIC Directory.